Figure Technology Solutions (FIGR)
Financials · financial technology (FinTech) · NASDAQ
Figure Technology Solutions is a blockchain-enabled financial technology platform transforming capital markets by automating and tokenizing consumer credit and real-world assets.
What Figure Technology Solutions does
Figure Technology Solutions leverages proprietary blockchain technology to modernize capital markets and financial services, primarily focusing on consumer credit and digital assets. The company operates a vertically-integrated, automated lending platform that facilitates home equity lines of credit (HELOCs) and other consumer loans, significantly reducing origination times and production costs. Figure also provides infrastructure for digital asset transactions and tokenized credit, recording assets on the Provenance Blockchain to enhance liquidity, transparency, and efficiency.
Themes: blockchain infrastructure, tokenization of real-world assets (RWA), consumer lending / HELOCs, digital assets / cryptocurrency, financial automation
Fundamentals
- Price$39.10 as of 2026-08-21 close
- Market cap$7.0B as of 2026-08-24
- P/E39.14 as of 2026-08-24
- Net margin+30.5% as of 2026-08-24
- ROE+17.6% as of 2026-08-24
- Debt / equity0.67 as of 2026-08-24
- Revenue growth (YoY)+97.6% as of 2026-08-24
- Revenue CAGR (3y)+55.5% SEC XBRL
- Beta0.33 as of 2026-08-24
- Last reported earnings2026-08-13 SEC EDGAR Form 8-K (Item 2.02)
How FIGR compares in its sector
- price-to-earnings ratiotop 10% 525 covered Financials peers, as of 2026-08-24
- net profit margintop 25% 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitytop 25% 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRtop 10% 347 covered Financials peers
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
FIGR is not currently in any published Top 10 list. Its scores are below.
Long-term score
Not scored for the long-term list: no shareholder return data.
Short-term score
48.3 #903 of 1,704 scored · #161 of 277 in Financials
Trend 75th: the price is 26% above the average price paid over the period covered, so the typical buyer over that stretch is showing a gain; volume and participation 74th: trading volume is about normal versus its 30-day average; weakest is setup 33rd: day-to-day price swings are wider than usual versus its own recent 6-month history (wider than about 77% of it). Its score is docked 10 points for overextended (RSI above 75 or stochastic above 90).
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
How Figure Technology Solutions looks technically
Figure Technology Solutions (FIGR) is trading 4.7% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average has held below its 200-day average for at least 29 trading days — a long-sustained "death cross", a bearish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 25 (a reading of 25+ marks a strong trend). Momentum is stretched — its 14-day RSI (a 0–100 momentum gauge) is 71, in overbought territory (above 70). It just made a new 20-day high, its first since 2026-05-15, pushing above its recent trading range.
Trend
7
| Distance from the 200-day | it is trading 4.7% above its 200-day average, the long-term trend line — a longer-term uptrend | +4.7% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $29.99 | $29.99 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $37.36 | $37.36 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 18 calendar days ago — the swings before that are what the structure reading is measured on | 18 sessions |
| Since the 50/200 cross | its 50-day average has held below its 200-day average for at least 29 trading days — a long-sustained "death cross", a bearish long-term signal | at least 29 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 25 (a reading of 25+ marks a strong trend) | 24.6 |
Momentum
3
| 14-day RSI | momentum is stretched — its 14-day RSI (a 0–100 momentum gauge) is 71, in overbought territory (above 70) | 71.0 |
|---|---|---|
| Position in its 14-day range | it is trading right at the top of its 14-day range ($27.00 to $39.68) — its "stochastic" reading is 95 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 95.4 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in positive territory (momentum leaning bullish) | 12 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $78.00 | $78.00 |
|---|---|---|
| From the 52-week high | it is 49.9% below its 52-week high (its highest price of the past year) | -49.9% |
| Above the 52-week low | it is 62.1% above its 52-week low (its lowest price of the past year) | +62.1% |
| Below the 52-week high | it is 49.9% below its highest point of the past year | 49.9% |
| Since a 20-day breakout | it just made a new 20-day high, its first since 2026-05-15, pushing above its recent trading range | 1 session |
| Since a 55-day breakout | it just made a new 55-day high, its first since 2026-05-15, pushing above its recent trading range | 1 session |
| All-time high | its highest closing price on record is $78.00 (set on 2026-01-20) | $78.00 |
| Given back of the 52-week move | not available for this company yet | n/a |
| From the all-time high | it is 49.9% below its all-time high | -49.9% |
| Nearest price level | not enough price history yet — needs 252 trading sessions | n/a |
| All-time low | its lowest closing price on record is $24.13 (set on 2026-08-03) | $24.13 |
| Above the all-time low | it is 62.1% above its all-time low | +62.1% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are wider than usual versus its own recent 6-month history (wider than about 77% of it) | 77th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $2.48 between its high and its low — about 6.4% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $2.48 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $22.11 and $38.53 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $22.11 – $30.32 – $38.53 |
| Typical daily range (% of price) | its price moves about 6.4% in a typical session — more volatile than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 6.3% |
| Stretch from the 200-day average | it is trading 0.7 daily ranges above its 200-day average price (4.7% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 0.7 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.43× |
|---|
Analyst
2
| Change in the average price target | analysts have raised their average price target by 0.8% since the prior reading | +0.8% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 6 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 6 sessions ago |
|---|---|---|
| Since a bearish engulfing | 8 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 8 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 2.6% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +2.6% |
|---|---|---|
| Open gap | it gapped 2.6% above the previous close today and has not traded back through the level it left behind at 36.06 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +2.6% |
| Gap filled | a 3.5% gap down opened on 2026-08-18 has been "filled" 3 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 3 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 21.8 percentage points (the stock gained 24.2% while the market gained 2.3%) | +21.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 10.6 percentage points (the stock gained 13.7% while the market gained 3.1%) | +10.6% |
| vs market, 6 months | over the past 6 months this stock beat the market by 23.2 percentage points (the stock gained 34.3% while the market gained 11.1%) | +23.2% |
| vs market, 12 months | not available for this company yet | n/a |
Signal agreement
2
| Bullish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bullish state: trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, its RSI momentum gauge is overbought (a stretched reading), near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 12% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thick, spanning 9.8% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | +11.5% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 5% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $37.31 — a volume-weighted average of daily closes over 150 sessions, not a true tick-by-tick VWAP. | +4.8% |
|---|---|---|
| Vs the average paid since it last reported | the price is 26% above the average price paid since it last reported on 2026-07-07 (its 8-K), so the typical buyer over that stretch is showing a gain. That average is $31.09 — a volume-weighted average of daily closes over 34 sessions, not a true tick-by-tick VWAP. | +25.8% |
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Overbought (14-day RSI above 70) · Broke out to a new 20-day high · Most volatile (6%+ typical daily range) · At the top of its 14-day range (stochastic above 80) · Trading above the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · breakout
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.86 mean, 1=Strong Buy…5=Strong Sell) — 7 analysts
- Mean price target$51.57 range $31.00 – $70.00; median $55.00
Analyst estimates, as of 2026-08-21. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for FIGR
- Consensus EPS estimate$0.3233 next reporting period, as of 2026-08-21
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Reliance on the HELOC market and fluctuations in housing values","Evolving regulatory framework for digital assets and lending activities","Operational risks including dependence on third-party cloud and data vendors"]
What changed in the latest 10-Q
AI-assisted comparison of FIGR's 10-Q filed 2026-05-15 against the prior one filed 2025-11-13.
Management's Discussion & Analysis (MD&A)
- Added:
- OPEN Launch section describing blockchain-based network for public equity issuance, trading, custody and lending (filed 2026-05-15)
- Blockchain Common Stock Offering section describing 4,375,000 shares of Series A Blockchain Common Stock offering in February 2026 (filed 2026-05-15)
- Share Repurchase Program section authorizing $200 million repurchase over 12 months on February 25, 2026 (filed 2026-05-15)
- Key Operating Metrics section with three-month comparative data for March 31, 2026 vs 2025 including ecosystem volume, marketplace volumes, net take rate, net revenue, and Adjusted EBITDA (filed 2026-05-15)
- Reference to 2025 Form 10-K filed March 16, 2026 (filed 2026-05-15)
- Removed:
- Business Overview narrative discussing $2 trillion consumer credit market and $4 trillion cryptocurrency market estimates (filed 2025-11-13)
- Financial performance metrics for nine months ended September 30, 2025 including net income of $119.2 million and Adjusted EBITDA of $169.8 million (filed 2025-11-13)
- Comparative financial metrics for nine months ended September 30, 2024 (filed 2025-11-13)
- Accumulated deficit and stockholders' equity figures as of September 30, 2025 and December 31, 2024 (filed 2025-11-13)
- Discussion of legacy infrastructure challenges and blockchain advantages including specific lending timelines and cost comparisons (filed 2025-11-13)
- Details on Provenance Blockchain adoption including $60 billion in transactions, $13 billion real-world assets total value locked, and 91% DART platform utilization rates (filed 2025-11-13)
- Information on HASH token gas fees (filed 2025-11-13)
- Historical context on Figure-branded home equity products and Partner-branded strategies with specific volume and growth data for September 30, 2025 and December 31, 2024 (filed 2025-11-13)
- Reworded:
- Business Overview expanded with detailed explanation of blockchain benefits (transactional, liquidity, financing) and specific marketplace descriptions (filed 2026-05-15 vs 2025-11-13)
- Wording changed from 'improve speed and efficiency' to 'increase speed and efficiency' (filed 2026-05-15)
- Forward-Looking Statements section reorganized: order of risk factor references changed and reference to Form 10-K for year ended December 31, 2025 added (filed 2026-05-15 vs 2025-11-13)
- Notes:
- Older filing section text appears truncated at end; comparison limited to available text
- Newer filing presents Q1 2026 quarterly metrics while older filing presented nine-month and year-end 2024 results; these represent different reporting periods and are not directly comparable data points
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 8 open-market sales by insiders in the last 90 days.
- Last 90 days0 buys · 8 sells ($617248) — 1 selling insider
- Last 180 days0 buys · 45 sells ($17M) — 5 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-07-24. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about FIGR's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
6 institutional 13F filers reported holding FIGR as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 6
- Reported shares held 18,064,820
- Reported value $613,300,648
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 4 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
FIGR had 12,838,648 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for FIGR because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 12,838,648
- Prior settlement (shares) 11,565,440
- Reported change 11.01%
- Days to cover (reported) 4.66
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Rocket Companies (RKT)
- SoFi Technologies (SOFI)
- Upstart Holdings (UPST)
- Coinbase Global (COIN)
- BlackRock (BLK)
- Pagaya Technologies (PGY)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare FIGR vs…
Frequently asked questions
What does Figure Technology Solutions (FIGR) do?
Figure Technology Solutions leverages proprietary blockchain technology to modernize capital markets and financial services, primarily focusing on consumer credit and digital assets. The company operates a vertically-integrated, automated lending platform that facilitates home equity lines of credit (HELOCs) and other consumer loans, significantly reducing origination times and production costs.
What sector is Figure Technology Solutions (FIGR) in?
Figure Technology Solutions (FIGR) is classified in the Financials sector. Its industry is financial technology (FinTech). It trades on NASDAQ.
Who are Figure Technology Solutions's (FIGR) competitors?
Notable peers of Figure Technology Solutions (FIGR) include Rocket Companies, SoFi Technologies, Upstart Holdings, Coinbase Global and BlackRock. This peer set is informational only — not financial advice.
Is Figure Technology Solutions (FIGR) overbought or oversold right now?
Figure Technology Solutions (FIGR) is currently in overbought territory (its 14-day RSI is 71, above 70) (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on FIGR come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.