Circle Internet Group (CRCL)
Information Technology · Financial Technology / Blockchain Infrastructure · NYSE
Circle provides the essential financial infrastructure and stablecoin technology that allows enterprises and AI agents to transact globally on the internet.
What Circle Internet Group does
Circle Internet Group is a global financial technology firm providing infrastructure for digital assets and stablecoins. Its core offerings include payment stablecoins (USDC, EURC, USYC), blockchain interoperability protocols, and developer tools for autonomous AI agents to conduct economic transactions. The company also operates a Layer-1 blockchain, Arc, and provides institutional liquidity, minting, and redemption services.
Themes: stablecoins, blockchain infrastructure, AI agents / machine-to-machine commerce, digital payments, tokenized assets / TMMF, onchain financial services
Fundamentals
- Price$87.72 as of 2026-08-24 close
- Market cap$19.1B as of 2026-08-24
- 1-year return-35.0% 2025-08-22 close $135.04 → 2026-08-24 close $87.72
- P/E50.06 as of 2026-08-24
- Net margin+15.5% as of 2026-08-24
- Gross margin+40.5% as of 2026-08-24
- ROE+13.6% as of 2026-08-24
- Debt / equity0.00 as of 2026-08-24
- Revenue growth (YoY)+37.2% as of 2026-08-24
- Revenue CAGR (3y)+37.6% SEC XBRL
- Beta2.75 as of 2026-08-24
- Last reported earnings2026-08-05 SEC EDGAR Form 8-K (Item 2.02)
How CRCL compares in its sector
- price-to-earnings ratiomiddle range 256 covered Information Technology peers, as of 2026-08-24
- net profit margintop 25% 405 covered Information Technology peers, as of 2026-08-24
- operating marginmiddle range 405 covered Information Technology peers, as of 2026-08-24
- gross marginmiddle range 403 covered Information Technology peers, as of 2026-08-24
- return on equitymiddle range 405 covered Information Technology peers, as of 2026-08-24
- 3-year revenue CAGRtop 10% 386 covered Information Technology peers
- free cash flow (absolute dollars, latest fiscal year)top 25% 382 covered Information Technology peers, as of FY2025
Position among covered Information Technology companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
CRCL is not currently in any published Top 10 list. Its scores are below.
Long-term score
52.6 #639 of 1,605 scored · #82 of 258 in Information Technology
Growth 92nd (3-year revenue CAGR 37.6%, revenue growth year over year 37.2%) and financial health 87th (debt to equity 0, free cash flow margin 23.9%); weakest is capital return (18th, consecutive years of dividend increases 0 years).
Short-term score
58.8 #242 of 1,698 scored · #38 of 261 in Information Technology
Volume and participation 89th: trading volume is about normal versus its 30-day average; trend 67th: it is trading 26.1% above its 50-day average, the short-term trend line; weakest is setup 46th: day-to-day price swings are about average versus its own recent 6-month history. Its short interest was not measured, so no short-interest deduction applies.
Scores as of 24 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 3.
How Circle Internet Group looks technically
Circle Internet Group (CRCL) is trading 1.2% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed below its 200-day average about 47 trading days ago — a "death cross", a bearish long-term signal. A strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 26, with buyers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 69, neither overbought (above 70) nor oversold (below 30). It made a new 20-day high about 2 trading days ago. It is 53.8% below its highest point of the past year.
Trend
8
| Distance from the 200-day | it is trading 1.2% above its 200-day average, the long-term trend line — a longer-term uptrend | +1.2% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $69.58 | $69.58 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $86.67 | $86.67 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 21 calendar days ago — the swings before that are what the structure reading is measured on | 21 sessions |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 47 trading days ago — a "death cross", a bearish long-term signal | 47 sessions |
| Above the 200-day after a dip | it recently dipped to its 200-day average (the long-term trend line) and has since climbed back above it — now about 1.2% above | +1.2% |
| Trend strength (14-day ADX) | a strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 26, with buyers in control | 25.7 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 69, neither overbought (above 70) nor oversold (below 30) | 68.6 |
|---|---|---|
| Position in its 14-day range | it is trading near the top of its 14-day range ($59.12 to $92.97) — its "stochastic" reading is 84 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 84.5 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in positive territory (momentum leaning bullish) | 32 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $189.92 | $189.92 |
|---|---|---|
| From the 52-week high | it is 53.8% below its 52-week high (its highest price of the past year) | -53.8% |
| Above the 52-week low | it is 75.8% above its 52-week low (its lowest price of the past year) | +75.8% |
| Below the 52-week high | it is 53.8% below its highest point of the past year | 53.8% |
| Since a 20-day breakout | it made a new 20-day high about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day low about 16 trading days ago | 16 sessions |
| All-time high | its highest closing price on record is $298.98 (set on 2025-06-23) | $298.98 |
| Given back of the 52-week move | over the past year its closes ranged ($50.23 to $163.21), and it has recovered roughly a third of its fall from last year’s high — 33% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $120.05 to $123.67. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 33.2% |
| From the all-time high | it is 70.7% below its all-time high | -70.7% |
| Nearest price level | it is trading 0.6% below a resistance level at $88.26 — a price it turned at twice since 2026-01-05, most recently on 2026-01-14. Since 2025-06-05 it has 2 such levels below the current price and 4 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.6% |
| All-time low | its lowest closing price on record is $49.90 (set on 2026-02-05) | $49.90 |
| Above the all-time low | it is 75.8% above its all-time low | +75.8% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 56th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $5.67 between its high and its low — about 6.5% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $5.67 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $53.80 and $87.21 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $53.80 – $70.51 – $87.21 |
| Typical daily range (% of price) | its price moves about 6.5% in a typical session — more volatile than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 6.5% |
| Stretch from the 200-day average | it is trading 0.2 daily ranges above its 200-day average price (1.2% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 0.2 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.39× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 2.8% since the prior reading | -2.8% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 1 session ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 1 session ago |
|---|---|---|
| Since a bullish engulfing | 5 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 5 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-08-24 2.2% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +2.2% |
|---|---|---|
| Open gap | it gapped 5.2% above the previous close 1 session ago and has not traded back through the level it left behind at 83.66 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +5.2% |
| Gap filled | a 2.2% gap up opened on 2026-08-24 has been "filled" today — price traded back through the level the gap left behind, and it closed again during the very session that opened it | today |
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 37.3 percentage points (the stock gained 40.7% while the market gained 3.3%) | +37.4% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 24.8 percentage points (the stock lost 22.5% while the market gained 2.4%) | -24.9% |
| vs market, 6 months | over the past 6 months this stock beat the market by 31.9 percentage points (the stock gained 42.9% while the market gained 11.1%) | +31.9% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 53.4 percentage points (the stock lost 35.0% while the market gained 18.3%) | -53.4% |
Signal agreement
2
| Bullish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bullish state: a strong uptrend, with buyers in control, trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, outperforming the market over 6 months — these describe past price behaviour, not a forecast | 5 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading inside the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-17 and projected forward over today's price, the zone traders read as unresolved — neither side has established a trend, and the band is where that gets settled. The band itself is thick, spanning 34.2% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | 0.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 1% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $88.73 — a volume-weighted average of daily closes over 151 sessions, not a true tick-by-tick VWAP. | -1.1% |
|---|---|---|
| Vs the average paid since it last reported | the price is 16% above the average price paid since it last reported on 2026-08-05 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $75.71 — a volume-weighted average of daily closes over 14 sessions, not a true tick-by-tick VWAP. | +15.9% |
Price levels it has turned at before
CRCL last closed at $87.72 on 2026-08-24. Since 2025-06-05 it has turned at 2 prices below its last close and 4 above; the 2 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $88.26 | Resistance | 0.6% above the last close | turned there twice · 2026-01-05 to 2026-01-14 |
| $90.80 | Resistance | 3.5% above the last close | turned there three times · 2025-12-12 to 2026-04-30 |
| $72.77 | Support | 17.1% below the last close | turned there twice · 2026-07-10 to 2026-07-21 |
| $58.26 | Support | 33.6% below the last close | turned there twice · 2026-07-17 to 2026-08-03 |
| $122.67 | Resistance | 39.8% above the last close | turned there twice · 2025-09-26 to 2025-10-22 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-24.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Near 200-day moving-average support · Trading above the 200-day moving average · Pulled back from the 12-month high · Broke out to a new 20-day high · in a strong, established uptrend (ADX) · Analyst price target recently CUT | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-08-24. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.33 mean, 1=Strong Buy…5=Strong Sell) — 23 analysts
- Mean price target$101.07 range $37.00 – $243.00; median $100.00
Analyst estimates, as of 2026-08-19. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for CRCL
- Consensus EPS estimate$0.4071 next reporting period, as of 2026-08-19
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Regulatory uncertainty regarding stablecoins and digital assets.","Dependency on the security and adoption of public blockchain networks.","Concentration risk related to stablecoin reserve management and counterparty liquidity."]
What changed in the latest 10-Q
AI-assisted comparison of CRCL's 10-Q filed 2026-05-11 against the prior one filed 2025-11-12.
Management's Discussion & Analysis (MD&A)
- Added:
- New section 'Executive Overview' added in 2026-05-11 filing with Q1 2026 performance metrics (USDC growth 28% to $77.0B, onchain transaction volume growth 263% to $21.5T, revenue growth 20% to $694M, net income decrease 15% to $55M, Adjusted EBITDA growth 24% to $151M)
- New subsection 'Arc and the ARC Token' added in 2026-05-11 filing describing Arc testnet launch in October 2025 with 244.1 million transactions and 3.6 million transacting contracts as of March 31, 2026
- New subsection 'Circle stablecoins and related reserve income' added in 2026-05-11 filing defining reserve return rate calculation methodology
- New subsection 'Other products' added in 2026-05-11 filing detailing product categories including Arc Blockchain, Circle Tokenized Funds (USYC), Circle Liquidity Services, and Circle Applications (CPN and StableFX)
- New product offering 'Circle Tokenized Funds' (USYC) mentioned in 2026-05-11 filing as onchain representation of money market fund shares
- New product offering 'StableFX' mentioned in 2026-05-11 filing as institutional stablecoin foreign exchange engine built on Arc
- Removed:
- Extended narrative about Circle's founding principles and decade of progress removed from 2026-05-11 filing (content about institutional and consumer knowledge, end-user reach, $41.4 trillion transaction volume as of September 30, 2025)
- 'Our Business Model' section structure removed and reorganized in 2026-05-11 filing; detailed bullet-point business investment strategies removed
- 'Circle Stablecoins' subsection as standalone detailed section removed in 2026-05-11 filing
- Detailed USDC minting and redemption table for Q3 and nine-month periods removed in 2026-05-11 filing
- Discussion of reserve asset composition and Circle Reserve Fund reference removed in 2026-05-11 filing
- 'Reserve Return Rate' section with data table removed in 2026-05-11 filing
- Reworded:
- Section title changed from 'Overview' (2025-11-12) to 'Executive Overview' (2026-05-11) with introduction of quarterly metrics focus
- Business organization restructured: older filing used 'Circle stablecoin network' as central organizing concept, newer filing emphasizes 'three reinforcing pillars' (Arc, Circle Digital Assets and Services, Circle Applications)
- Mission statement moved to 'Overview of Business' subsection in 2026-05-11 filing; older filing placed mission in main 'Overview' section
- Description of developer tools changed: older filing mentions 'CCTP and Circle Gas Station', newer filing emphasizes 'Circle Wallets and Circle Contracts' alongside CCTP and Gateway
- Reference statement about regulatory approach changed from 'regulatory-first posture' (2025-11-12) to 'regulation-first approach' (2026-05-11)
- Reserve income percentage presentation changed: older filing shows historical comparison across multiple periods (Q3 2025: 96.1%, Q3 2024: 99.9%), newer filing shows Q1 2026 vs Q1 2025 comparison (94.0% vs 96.4%)
- Other products revenue contribution expanded: older filing does not quantify other products revenue, newer filing specifies 6.0% of total revenue in Q1 2026 vs 3.6% in Q1 2025
- Notes:
- Newer filing appears incomplete at extraction point (text cuts off mid-sentence regarding Arc testnet activity)
- Older filing extract also appears incomplete (ends at 'Reserve Retur' table header)
- Direct comparison of business model descriptions limited by substantial reorganization of content structure between filings
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 124 open-market sales by insiders in the last 90 days.
- Last 30 days0 buys · 6 sells ($3M) — 3 selling insiders
- Last 90 days0 buys · 124 sells ($156M) — 9 selling insiders
- Last 180 days0 buys · 134 sells ($163M) — 10 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-04. As of 2026-08-25.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about CRCL's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Congressional trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 1 matched disclosure for CRCL from U.S. House Clerk Periodic Transaction Report filings.
Congressional trading disclosures →Institutional ownership (13F)
6 institutional 13F filers reported holding CRCL as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 6
- Reported shares held 23,178,931
- Reported value $2,211,501,777
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 4 increased, 2 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
CRCL had 24,410,272 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for CRCL because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 24,410,272
- Prior settlement (shares) 27,099,251
- Reported change -9.92%
- Days to cover (reported) 2.31
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Tether
- Coinbase Global (COIN)
- PayPal Holdings (PYPL)
- Block
- Stripe
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Circle Internet Group (CRCL) do?
Circle Internet Group is a global financial technology firm providing infrastructure for digital assets and stablecoins. Its core offerings include payment stablecoins (USDC, EURC, USYC), blockchain interoperability protocols, and developer tools for autonomous AI agents to conduct economic transactions. The company also operates a Layer-1 blockchain, Arc, and provides institutional liquidity, minting, and redemption services.
What sector is Circle Internet Group (CRCL) in?
Circle Internet Group (CRCL) is classified in the Information Technology sector. Its industry is Financial Technology / Blockchain Infrastructure. It trades on NYSE.
Who are Circle Internet Group's (CRCL) competitors?
Notable peers of Circle Internet Group (CRCL) include Tether, Coinbase Global, PayPal Holdings, Block and Stripe. This peer set is informational only — not financial advice.
Has there been recent Congressional stock trading in CRCL?
Yes — we hold 1 matched STOCK Act disclosure for CRCL from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Circle Internet Group (CRCL) overbought or oversold right now?
Circle Internet Group (CRCL) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 69, in the neutral middle (as of 2026-08-24). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on CRCL come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-24.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.