DAVE vs HRB
DAVE: Dave is a financial services platform providing AI-powered tools including ExtraCash advances, budgeting, and spending management to help members navigate income volatility. HRB: A leading tax preparation and financial services firm, H&R Block combines a massive retail footprint with digital software solutions to assist millions of clients with tax filing and financial needs.
Side-by-side fundamentals
| Metric | DAVE | HRB | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $423.66 | $39.55 | |
| Market cap as of 2026-07-23 | $5.4B | $5.1B | |
| P/E as of 2026-07-23 | 23.94 | 6.91 | HRB lower |
| PEG as of 2026-07-23 | 0.09 | 0.63 | DAVE lower |
| Net margin as of 2026-07-23 | +37.2% | +18.9% | DAVE higher |
| Gross margin as of 2026-07-23 | n/a | +44.3% | |
| Operating margin as of 2026-07-23 | +34.9% | +23.1% | DAVE higher |
| ROE as of 2026-07-23 | +84.5% | +336.8% | HRB higher |
| ROA as of 2026-07-23 | +49.6% | +24.2% | DAVE higher |
| Debt / equity as of 2026-07-23 | 1.31 | 16.80 | DAVE lower |
| Revenue growth (YoY) as of 2026-07-23 | +58.5% | +5.4% | DAVE higher |
| Revenue CAGR (3y) SEC XBRL | +39.3% | +2.8% | DAVE higher |
| Dividend yield as of 2026-07-23 | n/a | +4.2% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-07-23 | 3.88 | 0.38 | |
| 1-year return as of 2026-07-22 close | +124.5% | -27.1% | DAVE higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.