H&R Block (HRB)
Consumer Discretionary · tax preparation services · NYSE
A leader in tax preparation and financial services, providing both in-person professional tax assistance and digital software solutions for individual and small business clients.
What H&R Block does
H&R Block is a tax services provider offering assisted income tax return preparation services through a network of retail offices and digital solutions for self-prepared returns. The company also provides related financial products and services, including refund-related financial products and small business bookkeeping and payroll solutions.
Themes: tax preparation services, fintech / financial products, small business software
Fundamentals
- Price$44.59 as of 2026-10-08 close
- Market cap$5.5B as of 2026-07-31 (share count; price 2026-10-08)
- 1-year return-11.6% 2025-10-08 close $50.45 → 2026-10-08 close $44.59
- P/E7.87 as of 2026-10-08
- Net margin+18.6% FY2026, SEC XBRL
- ROE+624.4% FY2026, SEC XBRL
- Debt / equity16.80 as of 2026-09-03
- Revenue growth (YoY)+5.4% as of 2026-09-03
- Revenue CAGR (3y)+4.4% SEC XBRL
- Beta0.14 as of 2026-09-03
- Last reported earnings2026-08-11 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +4.2%; 6-year non-decreasing per-share dividend streak (SEC XBRL).
How HRB compares in its sector
- price-to-earnings ratiobottom 10% 258 covered Consumer Discretionary peers, as of 2026-10-08
- net profit margintop 10% 314 covered Consumer Discretionary peers, as of 2026-09-03
- return on equitytop 10% 293 covered Consumer Discretionary peers, as of 2026-09-03
- 3-year revenue CAGRmiddle range 326 covered Consumer Discretionary peers
- indicated dividend yieldtop 25% 169 covered Consumer Discretionary peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)top 25% 311 covered Consumer Discretionary peers, as of FY2026
Position among covered Consumer Discretionary companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
HRB is not currently in any published Top 10 list. Its scores are below.
Top 10 score
59.7 #241 of 1,379 scored · #13 of 155 in Consumer Discretionary
Profitability 100th (return on equity 624.4%) and capital return 81st (net share count bought back over the year 6.2, consecutive years of dividend increases 6 years); weakest is growth (36th, revenue growth year over year 5.4%, 3-year revenue CAGR 4.4%).
Top 10 — Consumer Discretionary
Left this list on 1 Oct 2026
- Left 1 Oct 2026: score 56.4, rank 23 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version) (a member leaves above rank 15).
- Entered 18 Aug 2026: first selection for this list at rank 7, score 56.5.
- Held its place at 1 rebalance on 1 Sep 2026.
Scores as of 8 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.
Dividend coverage (FY2026)
Covered by reported results. In FY2026, HRB's dividend was covered by reported results (earnings payout 29%, free-cash-flow payout 28%). This describes past coverage, not a forecast.
- Earnings payout29% dividends / net income
- Free-cash-flow payout28% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2026 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How H&R Block looks technically
H&R Block (HRB) is trading 14.3% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 46 trading days ago — a "golden cross", a bullish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 23 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 3 trading days ago (its momentum flipped positive). It made a new 20-day low about 9 trading days ago. It is 24.0% below its highest point of the past year.
Trend
8
| Distance from the 200-day | it is trading 14.3% above its 200-day average, the long-term trend line — a longer-term uptrend | +14.3% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $46.98 | $46.98 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $39.02 | $39.02 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 9 calendar days ago — the swings before that are what the structure reading is measured on | 9 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes below 39.5. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible upward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 46 trading days ago — a "golden cross", a bullish long-term signal | 46 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 23 (a reading of 25+ marks a strong trend) | 23.2 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30) | 52.1 |
|---|---|---|
| Position in its 14-day range | it is trading near the top of its 14-day range ($39.50 to $45.52) — its "stochastic" reading is 85 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 84.6 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 3 trading days ago (its momentum flipped positive) | 3 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $58.67 | $58.67 |
|---|---|---|
| From the 52-week high | it is 24.0% below its 52-week high (its highest price of the past year) | -24.0% |
| Above the 52-week low | it is 58.3% above its 52-week low (its lowest price of the past year) | +58.4% |
| Below the 52-week high | it is 24.0% below its highest point of the past year | 24.0% |
| Since a 20-day breakout | it made a new 20-day low about 9 trading days ago | 9 sessions |
| Since a 55-day breakout | it made a new 55-day high about 41 trading days ago | 41 sessions |
| All-time high | its highest closing price on record is $68.45 (set on 2024-08-16) | $68.45 |
| Given back of the 52-week move | over the past year its closes ranged ($28.34 to $54.18), and it has given back roughly a third of its rise from last year’s low — 37% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $37.38 to $38.21. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 37.1% |
| From the all-time high | it is 34.9% below its all-time high | -34.9% |
| Nearest price level | it is trading 4.3% above a support level at $42.67 — a price it turned at four times since 2025-12-03, most recently on 2026-07-17. Since 2024-10-08 it has 8 such levels below the current price and 9 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -4.3% |
| All-time low | its lowest closing price on record is $10.13 (set on 2010-10-20) | $10.13 |
| Above the all-time low | it is 340.2% above its all-time low | +340.2% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 74% of it) | 26th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.45 between its high and its low — about 3.3% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.45 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $39.86 and $46.51 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $39.86 – $43.19 – $46.51 |
| Typical daily range (% of price) | its price moves about 3.3% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.3% |
| Stretch from the 200-day average | it is trading 3.8 daily ranges above its 200-day average price (14.3% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.8 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.97× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
1
| Since a doji | 9 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 9 sessions ago |
|---|
Price gaps
2
| Gap at the open | it opened on 2026-10-08 0.3% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.3% |
|---|---|---|
| Gap filled | a 2.5% gap up opened on 2026-09-14 has been "filled" 16 sessions ago — price traded back through the level the gap left behind, and it took 2 sessions to close | 16 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 4 sessions in a row, a +6.98% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 4 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 3.9 percentage points (the stock lost 2.8% while the market gained 1.0%) | -3.9% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 10.2 percentage points (the stock gained 14.0% while the market gained 3.8%) | +10.2% |
| vs market, 6 months | over the past 6 months this stock beat the market by 19.1 percentage points (the stock gained 36.5% while the market gained 17.5%) | +19.1% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 26.6 percentage points (the stock lost 11.6% while the market gained 15.0%) | -26.6% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, MACD momentum is positive, outperforming the market over 6 months — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: near the top of its 14-day range (overbought), trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 3.3% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thick, spanning 12.3% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | -3.3% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 17% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $38.26 — a volume-weighted average of daily closes over 183 sessions, not a true tick-by-tick VWAP. | +16.6% |
|---|---|---|
| Vs the average paid since it last reported | the price is 6% below the average price paid since it last reported on 2026-08-11 (its 8-K), so the typical buyer over that stretch is under water. That average is $47.48 — a volume-weighted average of daily closes over 42 sessions, not a true tick-by-tick VWAP. | -6.1% |
Price levels it has turned at before
HRB last closed at $44.59 on 2026-10-08. Since 2024-10-08 it has turned at 8 prices below its last close and 9 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $42.67 | Support | 4.3% below the last close | turned there four times · 2025-12-03 to 2026-07-17 |
| $47.17 | Resistance | 5.8% above the last close | turned there twice · 2025-08-13 to 2026-07-29 |
| $41.27 | Support | 7.4% below the last close | turned there twice · 2025-11-24 to 2025-12-08 |
| $49.31 | Resistance | 10.6% above the last close | turned there four times · 2025-03-13 to 2025-10-09 |
| $39.67 | Support | 11.0% below the last close | turned there twice · 2026-05-20 to 2026-09-29 |
| $51.51 | Resistance | 15.5% above the last close | turned there three times · 2024-12-30 to 2025-02-05 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes below $39.50.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $59.28 and $71.50 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close below $39.50.
This reading has stood for 3 trading days, since 2026-10-06.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Pulled back from the 12-month high · MACD just crossed bullish (12/26/9) · beating the market · At the top of its 14-day range (stochastic above 80) · Under water since its last earnings report (below the anchored VWAP) | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (3.20 mean, 1=Strong Buy…5=Strong Sell) — 3 analysts
- Mean price target$51.67 range $36.00 – $60.00; median $59.00
Analyst estimates, as of 2026-10-09. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for HRB
- Consensus EPS estimate-$1.41 next reporting period, as of 2026-10-09
- Estimate change, 30 days-$3.62 (-163.6%) from $2.21, on 2026-09-04, 35-day window
- Readings revised upward0% of 7 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["High seasonality inherent to the tax preparation industry significantly impacts quarterly financial performance.","Significant reliance on evolving tax laws and IRS regulations, which can impact service demand and product complexity.","Intense competition from low-cost software alternatives and other professional tax preparers."]
What changed in the latest 10-Q
AI-assisted comparison of HRB's 10-Q filed 2026-05-06 against the prior one filed 2026-02-05.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-05-06) includes office count data: '6,802 company-owned or 1,814 franchise offices (as of March 31, 2026)' in the RESULTS OF OPERATIONS section
- Newer filing reports Q3 FY2026 three-month period ended March 31, 2026 with profitability (net income $847.9M); older filing reports Q2 FY2026 three-month period ended December 31, 2025 with net loss ($242.2M)
- Removed:
- Older filing (2026-02-05) included a detailed breakdown table of 'Other' operating expenses components for Q2 period; newer filing does not include this detailed component breakdown in the visible text
- Reworded:
- Newer filing states tax returns are 'either prepared by H&R Block tax professionals in one of our 6,802 company-owned or 1,814 franchise offices (as of March 31, 2026), virtually or via an online review or prepared and filed by our clients'; older filing states 'Tax returns are prepared by H&R Block tax professionals in one of our company-owned or franchise offices, virtually or via an online review, or they are prepared and filed by our clients' (older version lacks office count and uses 'or they are')
- Older filing references 'H&R Block, Inc. (the "Company")' when describing Logerwell's notification; newer filing refers to it as 'the Company' without the full legal entity name parenthetical
- Notes:
- The two filings cover different fiscal periods (Q3 vs Q2) and thus report entirely different financial results; the comparison is limited to structural and disclosure changes in the MD&A narrative sections
- The visible text of the newer filing appears to be truncated mid-sentence ('Other operating expenses increased') so a complete comparison of the 'Other' expenses detail section cannot be made
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 1 open-market sale by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 30 days · read to 2026-10-040 buys · 1 sell ($109853) — 1 selling insider
- Last 90 days · read to 2026-10-040 buys · 1 sell ($109853) — 1 selling insider
- Last 180 days · read to 2026-10-040 buys · 1 sell ($109853) — 1 selling insider
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-30. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about HRB's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
U.S. House trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 2 matched disclosures for HRB from U.S. House Clerk Periodic Transaction Report filings.
U.S. House trading disclosures →Institutional ownership (13F)
5 institutional 13F filers reported holding HRB as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 37,672,067
- Reported value $1,436,252,383
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 3 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about HRB's institutional holders → See what each manager we track holds →
Short interest (FINRA)
HRB had 17,448,651 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
HRB had 14.2% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 10.14 days to cover at the same settlement.
- Reported short interest (shares) 17,448,651
- Short interest (% of shares outstanding) 14.2%
- Prior settlement (shares) 16,757,837
- Reported change 4.12%
- Days to cover (reported) 10.14
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Intuit (INTU)
- Jackson Hewitt
- Liberty Tax Service
- Ryan LLC
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does H&R Block (HRB) do?
H&R Block is a tax services provider offering assisted income tax return preparation services through a network of retail offices and digital solutions for self-prepared returns. The company also provides related financial products and services, including refund-related financial products and small business bookkeeping and payroll solutions.
What sector is H&R Block (HRB) in?
H&R Block (HRB) is classified in the Consumer Discretionary sector. Its industry is tax preparation services. It trades on NYSE.
Does HRB pay a dividend?
Yes — H&R Block (HRB) pays a dividend, with an indicated yield of about 4.16% and 6-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-03). Informational only — not financial advice.
Who are H&R Block's (HRB) competitors?
Notable peers of H&R Block (HRB) include Intuit, Jackson Hewitt, Liberty Tax Service and Ryan LLC. This peer set is informational only — not financial advice.
Has there been recent U.S. House stock trading in HRB?
Yes — we hold 2 matched STOCK Act disclosures for HRB from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is H&R Block (HRB) overbought or oversold right now?
H&R Block (HRB) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 52, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on HRB come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.