FCCO vs UBSI
FCCO: A South Carolina-based community bank holding company serving small-to-medium businesses and professionals across the Southeast with commercial lending, mortgages, and wealth management services. UBSI: A community-focused financial holding company with a robust footprint in the Mid-Atlantic and Southeast US and a long-standing strategy of growth through regional bank acquisitions.
Side-by-side fundamentals
| Metric | FCCO | UBSI | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $32.49 | $46.91 | |
| Market cap as of 2026-07-23 | $303M | $6.5B | |
| P/E as of 2026-07-23 | 14.63 | 12.84 | UBSI lower |
| PEG as of 2026-07-23 | 0.45 | 0.41 | UBSI lower |
| Net margin as of 2026-07-23 | +21.0% | +36.1% | UBSI higher |
| Operating margin as of 2026-07-23 | +26.8% | +45.4% | UBSI higher |
| ROE as of 2026-07-23 | +11.7% | +9.3% | FCCO higher |
| ROA as of 2026-07-23 | +1.0% | +1.5% | UBSI higher |
| Debt / equity as of 2026-07-23 | 0.52 | 0.08 | UBSI lower |
| Revenue growth (YoY) as of 2026-07-23 | +40.8% | +50.6% | UBSI higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +4.1% | |
| Dividend yield as of 2026-07-23 | +2.0% | +3.2% | UBSI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.34 | 0.74 | |
| 1-year return as of 2026-07-22 close | +27.2% | +26.4% | FCCO higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.