FINW vs MFIN
FINW: Technology-focused bank holding company offering nationwide SBA lending, equipment financing, and BaaS solutions to small businesses and consumers through a Utah charter. MFIN: A specialty lender focusing on recreation (RVs, boats, collector cars), home improvement, and commercial loans with $3B in assets and a 31% net margin.
Side-by-side fundamentals
| Metric | FINW | MFIN | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $13.41 | $9.56 | |
| Market cap as of 2026-07-24 | $186M | $221M | |
| P/E as of 2026-07-24 | 11.89 | 6.15 | MFIN lower |
| PEG as of 2026-07-24 | 0.61 | n/a | |
| Net margin as of 2026-07-24 | +25.6% | +31.2% | MFIN higher |
| Operating margin as of 2026-07-24 | +34.8% | +43.5% | MFIN higher |
| ROE as of 2026-07-24 | +8.2% | +9.0% | MFIN higher |
| ROA as of 2026-07-24 | +1.7% | +1.2% | FINW higher |
| Debt / equity as of 2026-07-24 | 0.00 | 0.63 | FINW lower |
| Revenue growth (YoY) as of 2026-07-24 | +9.4% | +28.5% | MFIN higher |
| Dividend yield as of 2026-07-24 | n/a | +5.8% | |
| Dividend streak (yrs) SEC XBRL | n/a | 0 | |
| Beta as of 2026-07-24 | 0.72 | 0.80 | |
| 1-year return as of 2026-07-23 close | -14.5% | -0.7% | MFIN higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.