FINW vs QTWO
FINW: Technology-focused bank holding company offering nationwide SBA lending, equipment financing, and BaaS solutions to small businesses and consumers through a Utah charter. QTWO: Q2 Holdings provides the cloud-native digital banking platform that empowers traditional banks and modern fintechs to deliver secure, scalable financial experiences.
Side-by-side fundamentals
| Metric | FINW | QTWO | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $13.41 | $52.88 | |
| Market cap as of 2026-07-24 | $186M | $3.3B | |
| P/E as of 2026-07-24 | 11.89 | 44.78 | FINW lower |
| PEG as of 2026-07-24 | 0.61 | n/a | |
| Net margin as of 2026-07-24 | +25.6% | +9.0% | FINW higher |
| Gross margin as of 2026-07-24 | n/a | +55.6% | |
| Operating margin as of 2026-07-24 | +34.8% | +8.0% | FINW higher |
| ROE as of 2026-07-24 | +8.2% | +11.9% | QTWO higher |
| ROA as of 2026-07-24 | +1.7% | +5.5% | QTWO higher |
| Debt / equity as of 2026-07-24 | 0.00 | 0.50 | FINW lower |
| Revenue growth (YoY) as of 2026-07-24 | +9.4% | +14.0% | QTWO higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +12.0% | |
| Beta as of 2026-07-24 | 0.72 | 1.35 | |
| 1-year return as of 2026-07-23 close | -14.5% | -41.8% | FINW higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.