HAPN vs NU
HAPN: A digital marketplace bank connecting borrowers with financial solutions through a proprietary online platform. NU: A leading Latin American digital banking platform offering comprehensive mobile-first financial services.
Side-by-side fundamentals
| Metric | HAPN | NU | Edge |
|---|---|---|---|
| Price as of 2026-08-06 close | $19.71 | $14.12 | |
| Market cap as of 2026-08-08 | $2.3B | $66.9B | |
| P/E as of 2026-08-08 | 11.63 | 21.00 | HAPN lower |
| PEG as of 2026-08-08 | 0.07 | 0.46 | HAPN lower |
| Net margin as of 2026-08-08 | +19.7% | +18.2% | HAPN higher |
| Gross margin as of 2026-08-08 | +70.9% | +41.0% | HAPN higher |
| Operating margin as of 2026-08-08 | +25.6% | +23.0% | HAPN higher |
| ROE as of 2026-08-08 | +12.9% | +28.9% | NU higher |
| ROA as of 2026-08-08 | +1.7% | +4.5% | NU higher |
| Debt / equity as of 2026-08-08 | 6.87 | 3.83 | NU lower |
| Revenue growth (YoY) as of 2026-08-08 | -37.4% | +45.4% | NU higher |
| Revenue CAGR (3y) SEC XBRL | -18.2% | +89.3% | NU higher |
| Beta as of 2026-08-08 | 1.73 | 0.93 | |
| 1-year return as of 2026-08-06 close | +25.6% | +15.5% | HAPN higher |
Fundamentals: market data, as of 2026-08-08. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-06.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.