HBCP vs SPFI
HBCP: A regional community bank holding company operating 43 offices across Louisiana, Mississippi, and Texas with a strategic pivot toward commercial and industrial lending. SPFI: An independent West Texas community bank with $4.5 billion in assets serving small and mid-sized businesses across Texas and New Mexico markets.
Side-by-side fundamentals
| Metric | HBCP | SPFI | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $69.26 | $44.25 | |
| Market cap as of 2026-07-24 | $542M | $846M | |
| P/E as of 2026-07-24 | 11.59 | 13.00 | HBCP lower |
| PEG as of 2026-07-24 | 0.78 | 0.82 | HBCP lower |
| Net margin as of 2026-07-24 | +29.9% | +29.1% | HBCP higher |
| Operating margin as of 2026-07-24 | +37.4% | +36.8% | HBCP higher |
| ROE as of 2026-07-24 | +10.7% | +12.4% | SPFI higher |
| ROA as of 2026-07-24 | +1.3% | +1.4% | SPFI higher |
| Debt / equity as of 2026-07-24 | 0.12 | 0.10 | SPFI lower |
| Revenue growth (YoY) as of 2026-07-24 | +36.3% | +34.4% | HBCP higher |
| Dividend yield as of 2026-07-24 | +1.8% | +1.6% | HBCP higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-24 | 0.50 | 0.48 | |
| 1-year return as of 2026-07-23 close | +21.9% | +7.3% | HBCP higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.