HBT vs ISBA
HBT: A community-focused bank holding company based in Illinois with a strong track record of growth through disciplined acquisitions and diversified commercial lending. ISBA: A regional financial institution providing community banking and wealth management services primarily serving the Michigan market.
Side-by-side fundamentals
| Metric | HBT | ISBA | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $34.59 | $39.19 | |
| Market cap as of 2026-07-28 | $1.3B | $686M | |
| P/E as of 2026-07-28 | 15.93 | n/a | |
| PEG as of 2026-07-28 | n/a | -0.01 | |
| Net margin as of 2026-07-28 | +27.4% | -30.0% | HBT higher |
| Gross margin as of 2026-07-28 | n/a | +54.3% | |
| Operating margin as of 2026-07-28 | +36.9% | -11.5% | HBT higher |
| ROE as of 2026-07-28 | +10.9% | -115.3% | HBT higher |
| ROA as of 2026-07-28 | +1.3% | -9.0% | HBT higher |
| Debt / equity as of 2026-07-28 | 0.19 | 5.57 | HBT lower |
| Revenue growth (YoY) as of 2026-07-28 | +49.2% | +16.6% | HBT higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +4.4% | |
| Dividend yield as of 2026-07-28 | +2.8% | n/a | |
| Dividend streak (yrs) SEC XBRL | 3 | 5 | ISBA higher |
| Beta as of 2026-07-28 | 0.52 | 1.80 | |
| 1-year return as of 2026-07-27 close | +34.7% | +21.4% | HBT higher |
Fundamentals: Finnhub, as of 2026-07-28. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.