JCAP vs UNFI
JCAP: Jefferson Capital purchases distressed consumer debt portfolios at steep discounts and manages collections to recover value across credit cards, autos, utilities, and other receivables. UNFI: UNFI is a leading wholesale distributor of natural, organic, and conventional food products, providing critical supply chain services to a broad network of grocery retailers across the US.
Side-by-side fundamentals
| Metric | JCAP | UNFI | Edge |
|---|---|---|---|
| Price as of 2026-08-12 close | $21.10 | $47.90 | |
| Market cap as of 2026-08-13 | $1.2B | $2.9B | |
| P/E as of 2026-08-13 | 8.05 | n/a | |
| PEG as of 2026-08-13 | 0.12 | n/a | |
| Net margin as of 2026-08-13 | +25.4% | -0.1% | JCAP higher |
| Gross margin as of 2026-08-13 | +66.9% | +13.4% | JCAP higher |
| Operating margin as of 2026-08-13 | +48.4% | +0.2% | JCAP higher |
| ROE as of 2026-08-13 | +36.5% | -2.4% | JCAP higher |
| ROA as of 2026-08-13 | +8.3% | -0.5% | JCAP higher |
| Debt / equity as of 2026-08-13 | 3.24 | 1.05 | UNFI lower |
| Revenue growth (YoY) as of 2026-08-13 | n/a | -3.2% | |
| Revenue CAGR (3y) SEC XBRL | +37.8% | +3.2% | JCAP higher |
| Dividend yield as of 2026-08-13 | +4.6% | n/a | |
| Dividend streak (yrs) SEC XBRL | 1 | n/a | |
| Beta as of 2026-08-13 | 0.75 | 1.03 | |
| 1-year return as of 2026-08-12 close | +20.0% | +79.0% | UNFI higher |
Fundamentals: market data, as of 2026-08-13. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-12.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.