NU vs SOFI
NU: A leading Latin American digital banking platform offering comprehensive mobile-first financial services. SOFI: An integrated digital financial services "everything app" offering consumer banking, lending, investment products, and enterprise-grade technology infrastructure.
Side-by-side fundamentals
| Metric | NU | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-08-07 close | $13.84 | $18.38 | |
| Market cap as of 2026-08-09 | $66.9B | $23.7B | |
| P/E as of 2026-08-09 | 21.00 | 40.87 | NU lower |
| PEG as of 2026-08-09 | 0.46 | 0.96 | NU lower |
| Net margin as of 2026-08-09 | +18.2% | -19.8% | NU higher |
| Gross margin as of 2026-08-09 | +41.0% | n/a | |
| Operating margin as of 2026-08-09 | +23.0% | -19.9% | NU higher |
| ROE as of 2026-08-09 | +28.9% | +6.3% | NU higher |
| ROA as of 2026-08-09 | +4.5% | +1.2% | NU higher |
| Debt / equity as of 2026-08-09 | 3.83 | 0.17 | SOFI lower |
| Revenue growth (YoY) as of 2026-08-09 | +45.4% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +89.3% | +18.0% | NU higher |
| Dividend yield | n/a | n/a | |
| Dividend streak (yrs) SEC XBRL | n/a | 0 | |
| Beta as of 2026-08-09 | 0.92 | 2.35 | |
| 1-year return as of 2026-08-07 close | +11.5% | -16.8% | NU higher |
Fundamentals: market data, as of 2026-08-09. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-07.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.