OFG vs UMBF
OFG: A leading Puerto Rico-based financial institution focused on digital transformation and comprehensive banking services for local consumers and businesses. UMBF: A regional financial services holding company providing diverse banking, wealth management, and securities processing solutions.
Side-by-side fundamentals
| Metric | OFG | UMBF | Edge |
|---|---|---|---|
| Price as of 2026-08-04 close | $53.41 | $148.33 | |
| Market cap as of 2026-08-05 | $2.3B | $11.3B | |
| P/E as of 2026-08-05 | 10.18 | 12.02 | OFG lower |
| PEG as of 2026-08-05 | 0.53 | 0.32 | UMBF lower |
| Net margin as of 2026-08-05 | +26.9% | +25.9% | OFG higher |
| Operating margin as of 2026-08-05 | +39.2% | +31.8% | OFG higher |
| ROE as of 2026-08-05 | +15.9% | +12.2% | OFG higher |
| ROA as of 2026-08-05 | +1.8% | +1.3% | OFG higher |
| Debt / equity as of 2026-08-05 | 0.07 | 0.44 | OFG lower |
| Revenue growth (YoY) as of 2026-08-05 | +28.2% | +72.2% | UMBF higher |
| Dividend yield as of 2026-08-05 | +2.6% | +1.4% | OFG higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-05 | 0.76 | 1.09 | |
| 1-year return as of 2026-08-04 close | +26.6% | +34.2% | UMBF higher |
Fundamentals: market data, as of 2026-08-05. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-04.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.