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UMB FINANCIAL CORP (UMBF)

Financials · Regional banking and diversified financial services · NASDAQ

UMB Financial Corporation is a diversified financial services holding company that operates as a bank providing lending, deposit-taking, and treasury services alongside wealth management, trust, securities processing,…

What UMB FINANCIAL CORP does

UMB Financial Corporation is a diversified financial services holding company that operates as a bank providing lending, deposit-taking, and treasury services alongside wealth management, trust, securities processing, and investment banking operations. The company serves corporate, institutional, and individual clients across multiple geographic markets, offering products including loans, securities, brokerage services, and bankcard services.

Themes: ["Regional banking / diversified financial services","Wealth management and trust services","Commercial banking and lending","Investment banking and capital markets"]

Fundamentals

Dividend: yield +1.2%; 5-year non-decreasing per-share dividend streak (SEC XBRL).

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Key risks (from latest filing)

["Interest rate sensitivity: changes in monetary policy and interest rate movements significantly impact net interest income and securities valuations","Credit risk and loan portfolio quality: deterioration in borrower credit conditions or economic slowdowns could increase loan losses and provision expenses","Cybersecurity and operational risk: reliance on financial systems and data processing infrastructure exposes the company to potential cyber-attacks and technology disruptions"]

See UMBF's biggest risks from its latest 10-Q →

Competitors & peers

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Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-07-09.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.