STEL vs TCBI
STEL: A Texas-based regional bank operating through Stellar Bank, offering commercial and consumer banking services with significant exposure to commercial real estate lending. TCBI: Texas-based full-service bank holding company offering specialized commercial lending, mortgage finance, and investment banking services to businesses and entrepreneurs primarily across Texas and select national markets.
Side-by-side fundamentals
| Metric | STEL | TCBI | Edge |
|---|---|---|---|
| Price as of 2026-06-30 close | $39.32 | $102.91 | |
| Market cap as of 2026-07-23 | $2.0B | $4.5B | |
| P/E as of 2026-07-23 | 19.04 | 12.60 | TCBI lower |
| PEG as of 2026-07-23 | n/a | 0.04 | |
| Net margin as of 2026-07-23 | +22.2% | +28.5% | TCBI higher |
| Operating margin as of 2026-07-23 | +27.4% | +36.9% | TCBI higher |
| ROE as of 2026-07-23 | +6.4% | +9.9% | TCBI higher |
| ROA as of 2026-07-23 | +1.0% | +1.1% | TCBI higher |
| Debt / equity as of 2026-07-23 | 0.11 | 0.24 | STEL lower |
| Revenue growth (YoY) as of 2026-07-23 | +155.8% | +62.2% | STEL higher |
| Revenue CAGR (3y) SEC XBRL | n/a | -48.8% | |
| Dividend yield as of 2026-07-23 | +1.5% | +0.8% | STEL higher |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-23 | -0.22 | 0.68 | |
| 1-year return as of 2026-06-30 close | -29.1% | +15.1% | TCBI higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-06-30.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.