TEXAS CAPITAL BANCSHARES INC (TCBI)
Financials · Commercial and regional banking · NASDAQ
Texas-based full-service bank holding company offering specialized commercial lending, mortgage finance, and investment banking services to businesses and entrepreneurs primarily across Texas and select national markets.
What TEXAS CAPITAL BANCSHARES INC does
Texas Capital Bancshares is a Dallas-headquartered bank holding company and full-service financial services firm that primarily operates through its subsidiary Texas Capital Bank, serving businesses, entrepreneurs, and individuals across Texas and select national markets. The company offers a comprehensive range of products including commercial and real estate lending, mortgage finance and warehouse lending, treasury management, wealth management, investment banking and advisory services, and specialized online deposit products through its Bask Bank division. Texas Capital Securities operates as a registered broker-dealer providing capital markets services regionally and nationally.
Themes: ["Commercial banking / business lending","Mortgage finance and warehouse lending","Texas regional banking","Wealth management / trust services","Investment banking and advisory","Treasury management solutions","Digital banking / online deposits"]
Fundamentals
- Price$102.67 as of 2026-07-09 close
- Market cap$4.4B as of 2026-07-10
- 1-year return+18.4% as of 2026-07-09 close
- P/E12.45 as of 2026-07-10
- Net margin+28.5% as of 2026-07-10
- ROE+9.9% as of 2026-07-10
- Debt / equity0.24 as of 2026-07-10
- Revenue growth (YoY)+62.2% as of 2026-07-10
- Revenue CAGR (3y)-48.8% SEC XBRL
- Beta0.68 as of 2026-07-10
Dividend: yield +0.8%; pays a dividend.
Key risks (from latest filing)
["Geographic concentration in Texas market, which is highly competitive and subject to regional economic cycles","Credit risk exposure from commercial and real estate lending portfolios, particularly given provision for credit losses and market volatility","Interest rate sensitivity, with net interest income exposed to changes in deposit pricing and borrowing costs as demonstrated by income statement fluctuations"]
Competitors & peers
- JPMorgan Chase (JPM)
- Bank of America (BAC)
- Wells Fargo (WFC)
- Cullen/Frost Bankers (CFR)
- Prosperity Bancshares (PB)
- Southside Bancshares (SBSI)
- BBVA Compass (Banco Bilbao Vizcaya Argentaria)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.