Stellar Bancorp, Inc. (STEL)
Financials · Regional Banking · NYSE
A Texas-based regional bank operating through Stellar Bank, offering commercial and consumer banking services with significant exposure to commercial real estate lending.
What Stellar Bancorp, Inc. does
Stellar Bancorp, Inc. is a regional bank holding company headquartered in Texas with a wholly owned banking subsidiary, Stellar Bank, a Texas banking association. The company provides traditional banking services including lending, deposit products, and other financial services to customers in its market area. The company is undergoing a proposed transaction with Prosperity.
Themes: ["Regional banking","Commercial real estate","Texas banking","Deposit gathering"]
Fundamentals
- Price$39.32 as of 2026-06-30 close
- Market cap$2.0B as of 2026-07-12
- 1-year return-29.1% as of 2026-06-30 close
- P/E19.04 as of 2026-07-12
- Net margin+22.2% as of 2026-07-12
- ROE+6.4% as of 2026-07-12
- Debt / equity0.11 as of 2026-07-12
- Revenue growth (YoY)+155.8% as of 2026-07-12
- Beta-0.22 as of 2026-07-12
Dividend: yield +1.5%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["High concentration in commercial real estate and commercial real estate construction lending exposes the company to credit losses if collateral values decline or the real estate market deteriorates","Geographic concentration risk in Texas market could amplify exposure to local economic conditions, natural disasters, and adverse weather events","Proposed acquisition by Prosperity creates uncertainty regarding regulatory approval, deal completion timing, and integration execution risks"]
Competitors & peers
- Prosperity Bancshares (PB)
- Independent Bank Group
- Southwest Bancorp (SWBK)
- Triumph Bancorp (TBK)
Fundamentals: Finnhub, as of 2026-07-12. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-06-30.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.