ACT vs ESNT
ACT: Enact Holdings is a US-based private mortgage insurance company that facilitates homeownership by protecting lenders against borrower default on residential mortgage loans. ESNT: A leading provider of private mortgage insurance, helping lenders mitigate credit risk in the U.S. residential mortgage market.
Side-by-side fundamentals
| Metric | ACT | ESNT | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $46.64 | $63.59 | |
| Market cap | $6.4B | $5.7B | |
| P/E as of 2026-10-08 | 9.83 | 8.88 | ESNT lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | 6.15 | n/a | |
| Net margin FY2025, SEC XBRL | +54.6% | +54.7% | ESNT higher |
| ROE FY2025, SEC XBRL | +12.6% | +12.0% | ACT higher |
| ROA FY2025, SEC XBRL | +9.8% | +9.3% | ACT higher |
| Debt / equity as of 2026-09-03 | 0.14 | 0.09 | ESNT lower |
| Revenue growth (YoY) as of 2026-09-03 | +2.5% | +4.3% | ESNT higher |
| Revenue CAGR (3y) SEC XBRL | +4.1% | +8.0% | ESNT higher |
| Dividend yield as of 2026-09-03 | +2.0% | +2.1% | ESNT higher |
| Dividend streak (yrs) SEC XBRL | 2 | 7 | ESNT higher |
| Beta as of 2026-09-03 | 0.37 | 0.44 | |
| 1-year return as of 2026-10-08 close | +29.4% | +6.7% | ACT higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.