AFL vs HMN
AFL: Aflac is a premier provider of supplemental health and life insurance, helping individuals bridge the gap between traditional medical coverage and actual out-of-pocket expenses. HMN: Horace Mann Educators Corporation is an insurance company serving the educators market with property & casualty, life, retirement, and supplemental insurance products.
Side-by-side fundamentals
| Metric | AFL | HMN | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $123.58 | $51.36 | |
| Market cap as of 2026-07-23 | $62.9B | $2.1B | |
| P/E as of 2026-07-23 | 13.56 | 12.65 | HMN lower |
| PEG as of 2026-07-23 | 3.80 | 0.29 | HMN lower |
| Net margin as of 2026-07-23 | +25.6% | +9.6% | AFL higher |
| Operating margin as of 2026-07-23 | +32.3% | +14.1% | AFL higher |
| ROE as of 2026-07-23 | +16.1% | +11.5% | AFL higher |
| ROA as of 2026-07-23 | +3.9% | +1.1% | AFL higher |
| Debt / equity as of 2026-07-23 | 0.26 | 0.40 | AFL lower |
| Revenue growth (YoY) as of 2026-07-23 | +7.3% | +6.3% | AFL higher |
| Revenue CAGR (3y) SEC XBRL | -3.6% | +7.2% | HMN higher |
| Dividend yield as of 2026-07-23 | +2.0% | +2.8% | HMN higher |
| Dividend streak (yrs) SEC XBRL | 5 | 4 | AFL higher |
| Beta as of 2026-07-23 | 0.61 | 0.11 | |
| 1-year return as of 2026-07-22 close | +22.2% | +26.3% | HMN higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.