ATLC vs ENVA
ATLC: A financial technology platform that leverages proprietary machine learning and bank partnerships to provide credit and point-of-sale financing to underserved, near-prime consumers. ENVA: Enova provides technology-enabled, data-driven online financial services specifically tailored for non-prime consumers and small businesses.
Side-by-side fundamentals
| Metric | ATLC | ENVA | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $91.75 | $182.59 | |
| Market cap | $1.4B | $4.5B | |
| P/E as of 2026-10-08 | 13.00 | 13.55 | ATLC lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | 17.62 | 0.59 | ENVA lower |
| Net margin FY2025, SEC XBRL | +6.2% | +9.8% | ENVA higher |
| Gross margin FY2025, SEC XBRL | n/a | +58.1% | |
| Operating margin FY2025, SEC XBRL | n/a | +23.5% | |
| ROE FY2025, SEC XBRL | +20.2% | +23.1% | ENVA higher |
| ROA FY2025, SEC XBRL | +1.6% | +4.8% | ENVA higher |
| Debt / equity as of 2026-09-03 | 9.19 | 3.35 | ENVA lower |
| Revenue growth (YoY) as of 2026-09-03 | +65.1% | +22.5% | ATLC higher |
| Revenue CAGR (3y) SEC XBRL | +23.4% | +22.0% | ATLC higher |
| Dividend yield as of 2026-09-03 | +0.6% | n/a | |
| Dividend streak (yrs) SEC XBRL | n/a | 2 | |
| Beta as of 2026-09-03 | 1.53 | 1.40 | |
| 1-year return as of 2026-10-08 close | +65.7% | +68.7% | ENVA higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.