BHB vs SPFI
BHB: A community-focused regional bank headquartered in Northern New England serving individuals and businesses with over 60 branch locations. SPFI: An independent West Texas community bank with $4.5 billion in assets serving small and mid-sized businesses across Texas and New Mexico markets.
Side-by-side fundamentals
| Metric | BHB | SPFI | Edge |
|---|---|---|---|
| Price as of 2026-08-11 close | $39.81 | $44.48 | |
| Market cap as of 2026-08-12 | $667M | $838M | |
| P/E as of 2026-08-12 | 16.35 | 12.83 | SPFI lower |
| PEG as of 2026-08-12 | 0.89 | 0.83 | SPFI lower |
| Net margin as of 2026-08-12 | +30.2% | +29.1% | BHB higher |
| Operating margin as of 2026-08-12 | +38.5% | +36.8% | BHB higher |
| ROE as of 2026-08-12 | +7.8% | +12.4% | SPFI higher |
| ROA as of 2026-08-12 | +0.9% | +1.4% | SPFI higher |
| Debt / equity as of 2026-08-12 | 0.10 | 0.10 | SPFI lower |
| Revenue growth (YoY) as of 2026-08-12 | +44.9% | +34.4% | BHB higher |
| Revenue CAGR (3y) SEC XBRL | +9.8% | n/a | |
| Dividend yield as of 2026-08-12 | +3.5% | +1.6% | BHB higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-12 | 0.62 | 0.50 | |
| 1-year return as of 2026-08-11 close | +28.2% | +21.1% | BHB higher |
Fundamentals: market data, as of 2026-08-12. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-11.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.