BILL vs PCTY
BILL: An AI-powered finance platform enabling SMBs to automate accounts payable, accounts receivable, and expense management in one integrated solution. PCTY: A cloud-based HCM, finance, and IT automation platform for small to mid-sized businesses, powered by embedded AI.
Side-by-side fundamentals
| Metric | BILL | PCTY | Edge |
|---|---|---|---|
| Price as of 2026-08-21 close | $47.82 | $153.34 | |
| Market cap as of 2026-08-24 | $4.1B | $8.1B | |
| P/E as of 2026-08-24 | 31518.72 | 30.04 | PCTY lower |
| PEG as of 2026-08-24 | n/a | 2.30 | |
| Net margin as of 2026-08-24 | +0.0% | +15.2% | PCTY higher |
| Gross margin as of 2026-08-24 | +80.7% | +69.2% | BILL higher |
| Operating margin as of 2026-08-24 | -3.8% | +21.8% | PCTY higher |
| ROE as of 2026-08-24 | +0.0% | +23.4% | PCTY higher |
| ROA as of 2026-08-24 | +0.0% | +5.0% | PCTY higher |
| Debt / equity as of 2026-08-24 | 0.48 | 0.07 | PCTY lower |
| Revenue growth (YoY) as of 2026-08-24 | +12.5% | +11.0% | BILL higher |
| Revenue CAGR (3y) SEC XBRL | +16.0% | +14.7% | BILL higher |
| Beta as of 2026-08-24 | 1.12 | 0.49 | |
| 1-year return as of 2026-08-21 close | +15.9% | -13.9% | BILL higher |
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.