CAC vs FNLC
CAC: Camden National is a relationship-driven community bank operating across Northern New England, focused on delivering consistent long-term growth through both organic lending and strategic regional acquisitions. FNLC: A Maine-based regional bank with a strong deposit base and real-estate-secured loan portfolio, delivering double-digit returns on equity and growing net interest margins.
Side-by-side fundamentals
| Metric | CAC | FNLC | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $53.63 | $33.90 | |
| Market cap as of 2026-07-23 | $917M | $385M | |
| P/E as of 2026-07-23 | 11.51 | 10.61 | FNLC lower |
| PEG as of 2026-07-23 | 0.23 | 0.37 | CAC lower |
| Net margin as of 2026-07-23 | +29.3% | +38.1% | FNLC higher |
| Operating margin as of 2026-07-23 | +36.7% | +46.2% | FNLC higher |
| ROE as of 2026-07-23 | +11.7% | +13.1% | FNLC higher |
| ROA as of 2026-07-23 | +1.1% | +1.1% | CAC higher |
| Debt / equity as of 2026-07-23 | 0.46 | 0.00 | FNLC lower |
| Revenue growth (YoY) as of 2026-07-23 | +32.4% | +40.1% | FNLC higher |
| Revenue CAGR (3y) SEC XBRL | +7.8% | n/a | |
| Dividend yield as of 2026-07-23 | +3.1% | +4.4% | FNLC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.55 | 0.49 | |
| 1-year return as of 2026-07-22 close | +28.2% | +28.0% | CAC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.