CACC vs KMX
CACC: A specialized subprime auto lender that partners with dealerships to provide financing options for consumers with limited credit history. KMX: CarMax is the leading omni-channel retailer of used vehicles in the U.S., leveraging a vast store network and digital platform to provide a simplified, no-haggle buying and selling experience.
Side-by-side fundamentals
| Metric | CACC | KMX | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $541.25 | $51.49 | |
| Market cap | $5.6B | $7.3B | |
| P/E as of 2026-10-21 | 11.95 | 24.17 | CACC lower |
| Net margin | +18.3% | +1.0% | CACC higher |
| Gross margin FY2026, SEC XBRL | n/a | +10.8% | |
| ROE | +27.8% | +4.2% | CACC higher |
| ROA | +4.9% | +0.9% | CACC higher |
| Debt / equity filed borrowings, leases excl., balance sheet 2026-08-31 | n/a | 2.66 | |
| Revenue growth (YoY) | +7.2% | -1.8% | CACC higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | -4.5% | CACC higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 1.14 | 1.14 | |
| 1-year return as of 2026-10-21 close | +7.9% | +15.2% | KMX higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.