CACC vs KMX
CACC: A specialized subprime auto lender that partners with dealerships to provide financing options for consumers with limited credit history. KMX: America's largest used-car retailer, combining transparent no-haggle pricing with omni-channel digital shopping and in-house financing to disrupt traditional auto retail.
Side-by-side fundamentals
| Metric | CACC | KMX | Edge |
|---|---|---|---|
| Price as of 2026-08-21 close | $601.05 | $62.13 | |
| Market cap as of 2026-08-24 | $6.2B | $8.8B | |
| P/E as of 2026-08-24 | 12.06 | 37.77 | CACC lower |
| PEG as of 2026-08-24 | 0.41 | n/a | |
| Net margin as of 2026-08-24 | +21.5% | +0.8% | CACC higher |
| Gross margin as of 2026-08-24 | n/a | +10.5% | |
| Operating margin as of 2026-08-24 | +47.0% | +1.4% | CACC higher |
| ROE as of 2026-08-24 | +32.4% | +3.7% | CACC higher |
| ROA as of 2026-08-24 | +5.8% | +0.8% | CACC higher |
| Debt / equity as of 2026-08-24 | 3.96 | 2.99 | KMX lower |
| Revenue growth (YoY) as of 2026-08-24 | +2.6% | -1.6% | CACC higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | -4.5% | CACC higher |
| Beta as of 2026-08-24 | 1.40 | 1.24 | |
| 1-year return as of 2026-08-21 close | +24.6% | +7.3% | CACC higher |
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.