Skip to content

CHYM vs PYPL

CHYM: A digital-first, asset-light financial platform that acts as a central hub for everyday consumer banking and liquidity needs without traditional punitive fees. PYPL: PayPal is a leading global digital payments platform enabling secure online, mobile, and in-person transactions for millions of consumers and businesses.

Side-by-side fundamentals

MetricCHYMPYPLEdge
Price as of 2026-10-20 close$30.46$57.14
Market cap$11.5B$48.9B
P/E as of 2026-10-205.6710.72CHYM lower
PEG as of 2026-10-20, 3-year EPS CAGR to FY2025n/a0.29
Net margin FY2025, SEC XBRL-46.2%+15.8%PYPL higher
Gross margin FY2025, SEC XBRL+88.0%n/a
Operating margin FY2025, SEC XBRL-47.6%+18.3%PYPL higher
ROE FY2025, SEC XBRL-72.1%+25.8%PYPL higher
ROA FY2025, SEC XBRL-51.4%+6.5%PYPL higher
Debt / equity filed borrowings, leases excl., balance sheet 2026-03-31n/a0.47
Revenue growth (YoY) FY2025, SEC XBRL+30.7%+4.3%CHYM higher
Revenue CAGR (3y) SEC XBRL+30.8%+6.4%CHYM higher
Dividend yield as of 2026-09-02n/a+1.1%
Dividend streak (yrs) SEC XBRL01PYPL higher
Beta as of 2026-09-032.161.16
1-year return as of 2026-10-20 close+66.5%-17.4%CHYM higher

Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-10-20.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.