CHYM vs SOFI
CHYM: A digital-first, asset-light financial platform that acts as a central hub for everyday consumer banking and liquidity needs without traditional punitive fees. SOFI: An integrated digital financial services "everything app" offering consumer banking, lending, investment products, and enterprise-grade technology infrastructure.
Side-by-side fundamentals
| Metric | CHYM | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-10-20 close | $30.46 | $14.68 | |
| Market cap | $11.5B | $19.0B | |
| P/E as of 2026-10-20 | 5.67 | 29.96 | CHYM lower |
| Net margin FY2025, SEC XBRL | -46.2% | +77.7% | SOFI higher |
| Gross margin FY2025, SEC XBRL | +88.0% | n/a | |
| Operating margin FY2025, SEC XBRL | -47.6% | n/a | |
| ROE FY2025, SEC XBRL | -72.1% | +4.6% | SOFI higher |
| ROA FY2025, SEC XBRL | -51.4% | +1.0% | SOFI higher |
| Revenue growth (YoY) FY2025, SEC XBRL | +30.7% | +23.1% | CHYM higher |
| Revenue CAGR (3y) SEC XBRL | +30.8% | +18.0% | CHYM higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 2.16 | 2.34 | |
| 1-year return as of 2026-10-20 close | +66.5% | -48.8% | CHYM higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.