CHYM vs XYZ
CHYM: A digital-first, asset-light financial platform that acts as a central hub for everyday consumer banking and liquidity needs without traditional punitive fees. XYZ: Block operates an integrated financial technology platform providing payment and commerce tools for businesses alongside a consumer ecosystem for money management and bitcoin services.
Side-by-side fundamentals
| Metric | CHYM | XYZ | Edge |
|---|---|---|---|
| Price as of 2026-08-07 close | $29.10 | $79.00 | |
| Market cap as of 2026-08-10 | $11.1B | $47.0B | |
| P/E as of 2026-08-10 | n/a | 131.65 | |
| Net margin as of 2026-08-10 | -0.7% | +1.4% | XYZ higher |
| Gross margin as of 2026-08-10 | +88.7% | +46.4% | CHYM higher |
| Operating margin as of 2026-08-10 | -2.1% | +4.7% | XYZ higher |
| ROE as of 2026-08-10 | -1.3% | +1.6% | XYZ higher |
| ROA as of 2026-08-10 | -0.9% | +0.9% | XYZ higher |
| Debt / equity as of 2026-08-10 | 0.00 | 0.31 | CHYM lower |
| Revenue growth (YoY) as of 2026-08-10 | n/a | +5.1% | |
| Revenue CAGR (3y) SEC XBRL | +30.8% | +11.3% | CHYM higher |
| Beta as of 2026-08-10 | 1.47 | 2.55 | |
| 1-year return as of 2026-08-07 close | -14.1% | +2.8% | XYZ higher |
Fundamentals: market data, as of 2026-08-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-07.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.