COF vs CPSS
COF: A diversified financial services company primarily known for its extensive credit card lending and consumer banking platform, currently undergoing a significant integration with Discover. CPSS: A specialty finance company providing sub-prime indirect auto loans by purchasing retail installment contracts from dealerships.
Side-by-side fundamentals
| Metric | COF | CPSS | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $199.40 | $9.42 | |
| Market cap | $122.3B | $203M | |
| P/E as of 2026-10-08 | 11.93 | 11.15 | CPSS lower |
| Net margin FY2025, SEC XBRL | +4.6% | +4.4% | COF higher |
| ROE FY2025, SEC XBRL | +2.2% | +6.2% | CPSS higher |
| ROA FY2025, SEC XBRL | +0.4% | +0.5% | CPSS higher |
| Debt / equity as of 2026-09-03 | 0.39 | 11.67 | COF lower |
| Revenue growth (YoY) as of 2026-09-03 | +38.2% | +12.3% | COF higher |
| Revenue CAGR (3y) SEC XBRL | +16.0% | +9.6% | COF higher |
| Dividend yield as of 2026-09-03 | +1.6% | n/a | |
| Dividend streak (yrs) SEC XBRL | 8 | 0 | COF higher |
| Beta as of 2026-09-03 | 1.45 | 0.47 | |
| 1-year return as of 2026-10-08 close | -5.9% | +19.8% | CPSS higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.