COF vs SYF
COF: A diversified financial services company primarily known for its extensive credit card lending and consumer banking platform, currently undergoing a significant integration with Discover. SYF: Synchrony Financial is a leading consumer lender that partners with retailers and healthcare providers to offer specialized credit card and installment loan programs.
Side-by-side fundamentals
| Metric | COF | SYF | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $199.40 | $73.72 | |
| Market cap | $122.3B | $24.0B | |
| P/E as of 2026-10-08 | 11.93 | 7.38 | SYF lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | n/a | 0.50 | |
| Net margin FY2025, SEC XBRL | +4.6% | n/a | |
| ROE FY2025, SEC XBRL | +2.2% | +21.2% | SYF higher |
| ROA FY2025, SEC XBRL | +0.4% | +3.0% | SYF higher |
| Debt / equity as of 2026-09-03 | 0.39 | 0.97 | COF lower |
| Revenue growth (YoY) as of 2026-09-03 | +38.2% | +20.5% | COF higher |
| Revenue CAGR (3y) SEC XBRL | +16.0% | n/a | |
| Dividend yield as of 2026-09-03 | +1.6% | +1.8% | SYF higher |
| Dividend streak (yrs) SEC XBRL | 8 | 10 | SYF higher |
| Beta as of 2026-09-03 | 1.45 | 1.51 | |
| 1-year return as of 2026-10-08 close | -5.9% | +3.9% | SYF higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.