COFS vs MBWM
COFS: ChoiceOne Financial Services is a Michigan-based regional community banking institution focused on organic growth, prudent credit management, and strategic acquisitions. MBWM: A community-focused commercial and retail banking institution providing diversified financial services to businesses and individuals in Michigan.
Side-by-side fundamentals
| Metric | COFS | MBWM | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $33.02 | $58.20 | |
| Market cap | $494M | $1.0B | |
| P/E as of 2026-10-08 | 9.08 | 10.24 | COFS lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | n/a | 0.82 | |
| Net margin FY2025, SEC XBRL | +12.4% | n/a | |
| ROE FY2025, SEC XBRL | +6.1% | +12.2% | MBWM higher |
| ROA FY2025, SEC XBRL | +0.6% | +1.3% | MBWM higher |
| Debt / equity as of 2026-09-03 | 0.10 | 0.51 | COFS lower |
| Revenue growth (YoY) as of 2026-09-03 | +28.6% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +36.7% | n/a | |
| Dividend yield as of 2026-09-03 | +3.5% | +2.7% | COFS higher |
| Dividend streak (yrs) SEC XBRL | 6 | 12 | MBWM higher |
| Beta as of 2026-09-03 | 0.68 | 0.81 | |
| 1-year return as of 2026-10-08 close | +17.5% | +28.9% | MBWM higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.