COFS vs MBWM
COFS: ChoiceOne Financial Services is a regional bank holding company serving communities across Michigan with a full suite of commercial and consumer banking, trust, and insurance services. MBWM: A Michigan-based regional bank holding company providing commercial and retail banking services to small- and medium-sized businesses and individuals.
Side-by-side fundamentals
| Metric | COFS | MBWM | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $33.48 | $57.80 | |
| Market cap as of 2026-07-23 | $501M | $1.0B | |
| P/E as of 2026-07-23 | 8.98 | 11.22 | COFS lower |
| PEG as of 2026-07-23 | 0.04 | 0.81 | COFS lower |
| Net margin as of 2026-07-23 | +27.9% | +37.0% | MBWM higher |
| Operating margin as of 2026-07-23 | n/a | +45.9% | |
| ROE as of 2026-07-23 | +12.3% | +13.4% | MBWM higher |
| ROA as of 2026-07-23 | +1.3% | +1.4% | MBWM higher |
| Debt / equity as of 2026-07-23 | 0.10 | 0.53 | COFS lower |
| Revenue growth (YoY) as of 2026-07-23 | +28.6% | +59.3% | MBWM higher |
| Revenue CAGR (3y) SEC XBRL | +36.7% | n/a | |
| Dividend yield as of 2026-07-23 | +3.4% | +2.8% | COFS higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.61 | 0.83 | |
| 1-year return as of 2026-07-22 close | +17.9% | +20.8% | MBWM higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.