ECPG vs JCAP
ECPG: Encore Capital Group is a leading global debt buyer and recovery specialist that purchases and services portfolios of defaulted consumer debt. JCAP: Jefferson Capital is a diversified financial services firm focused on capital management and asset-based financial solutions.
Side-by-side fundamentals
| Metric | ECPG | JCAP | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $104.16 | $20.74 | |
| Market cap | $2.2B | $1.2B | |
| P/E as of 2026-10-21 | 7.91 | n/a | |
| Net margin FY2025, SEC XBRL | +14.5% | +30.6% | JCAP higher |
| Operating margin FY2025, SEC XBRL | +35.4% | +51.6% | JCAP higher |
| ROE FY2025, SEC XBRL | +26.3% | +39.5% | JCAP higher |
| ROA FY2025, SEC XBRL | +4.8% | +9.0% | JCAP higher |
| Revenue growth (YoY) FY2025, SEC XBRL | +34.4% | +41.5% | JCAP higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | +37.8% | JCAP higher |
| Dividend yield as of 2026-09-02 | n/a | +4.7% | |
| Dividend streak (yrs) SEC XBRL | 0 | 1 | JCAP higher |
| Beta as of 2026-09-03 | 1.29 | 1.04 | |
| 1-year return as of 2026-10-21 close | +142.8% | +13.8% | ECPG higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.