ECPG vs PRAA
ECPG: Encore Capital Group is a leading global debt buyer and recovery specialist that purchases and services portfolios of defaulted consumer debt. PRAA: A global leader in the acquisition and management of nonperforming loan portfolios, driving returns through disciplined collection strategies and proprietary data analytics.
Side-by-side fundamentals
| Metric | ECPG | PRAA | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $100.06 | $20.32 | |
| Market cap | $2.1B | $765M | |
| P/E as of 2026-10-08 | 7.57 | n/a | |
| Net margin FY2025, SEC XBRL | +14.5% | -25.4% | ECPG higher |
| Operating margin FY2025, SEC XBRL | +35.4% | -2.5% | ECPG higher |
| ROE FY2025, SEC XBRL | +26.3% | -31.1% | ECPG higher |
| ROA FY2025, SEC XBRL | +4.8% | -6.0% | ECPG higher |
| Debt / equity as of 2026-09-03 | 3.87 | 3.85 | PRAA lower |
| Revenue growth (YoY) as of 2026-09-03 | +29.6% | +10.5% | ECPG higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | +7.5% | ECPG higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 1.28 | 1.27 | |
| 1-year return as of 2026-10-08 close | +134.5% | +45.8% | ECPG higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.