ECPG vs RM
ECPG: International debt recovery specialist that purchases portfolios of defaulted consumer receivables at steep discounts and recovers them through proprietary analytics, digital collections, and legal actions. RM: Regional Management is a consumer finance company providing installment loans and related credit insurance products to underserved borrowers who have limited access to traditional banking services.
Side-by-side fundamentals
| Metric | ECPG | RM | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $94.08 | $32.27 | |
| Market cap as of 2026-08-03 | $2.0B | $298M | |
| P/E as of 2026-08-03 | 7.30 | 6.55 | RM lower |
| PEG as of 2026-08-03 | n/a | 0.18 | |
| Net margin as of 2026-08-03 | +16.0% | +7.4% | ECPG higher |
| Gross margin as of 2026-08-03 | +80.3% | +100.0% | RM higher |
| Operating margin as of 2026-08-03 | +36.7% | +22.9% | ECPG higher |
| ROE as of 2026-08-03 | +30.7% | +13.2% | ECPG higher |
| ROA as of 2026-08-03 | +5.6% | +2.4% | ECPG higher |
| Debt / equity as of 2026-08-03 | 3.90 | 4.30 | ECPG lower |
| Revenue growth (YoY) as of 2026-08-03 | +34.1% | +10.5% | ECPG higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | +8.4% | RM higher |
| Dividend yield as of 2026-08-03 | n/a | +3.7% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-08-03 | 1.27 | 1.12 | |
| 1-year return as of 2026-07-31 close | +155.1% | -2.9% | ECPG higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.