ECPG vs WRLD
ECPG: International debt recovery specialist that purchases portfolios of defaulted consumer receivables at steep discounts and recovers them through proprietary analytics, digital collections, and legal actions. WRLD: World Acceptance provides small-balance, short-term installment loans to credit-constrained consumers through a network of local branch offices.
Side-by-side fundamentals
| Metric | ECPG | WRLD | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $85.63 | $181.08 | |
| Market cap as of 2026-07-27 | $1.9B | $971M | |
| P/E as of 2026-07-27 | 6.52 | 28.07 | ECPG lower |
| Net margin as of 2026-07-27 | +16.0% | +5.9% | ECPG higher |
| Gross margin as of 2026-07-27 | +80.3% | +92.2% | WRLD higher |
| Operating margin as of 2026-07-27 | +36.7% | +7.7% | ECPG higher |
| ROE as of 2026-07-27 | +30.7% | +9.3% | ECPG higher |
| ROA as of 2026-07-27 | +5.6% | +3.2% | ECPG higher |
| Debt / equity as of 2026-07-27 | 3.90 | 1.67 | WRLD lower |
| Revenue growth (YoY) as of 2026-07-27 | +34.1% | +3.6% | ECPG higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | -1.7% | ECPG higher |
| Beta as of 2026-07-27 | 1.28 | 1.13 | |
| 1-year return as of 2026-07-23 close | +132.5% | +32.2% | ECPG higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.