ECPG vs WRLD
ECPG: Encore Capital Group is a leading global debt buyer and recovery specialist that purchases and services portfolios of defaulted consumer debt. WRLD: A specialized consumer finance company providing small-balance installment loans to individuals with limited access to traditional banking services.
Side-by-side fundamentals
| Metric | ECPG | WRLD | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $100.06 | $180.20 | |
| Market cap | $2.1B | $840M | |
| P/E as of 2026-10-08 | 7.57 | 22.70 | ECPG lower |
| Net margin | +14.5% | +5.9% | ECPG higher |
| Operating margin FY2025, SEC XBRL | +35.4% | n/a | |
| ROE | +26.3% | +9.9% | ECPG higher |
| ROA | +4.8% | +3.3% | ECPG higher |
| Debt / equity as of 2026-09-03 | 3.87 | 1.58 | WRLD lower |
| Revenue growth (YoY) as of 2026-09-03 | +29.6% | +4.3% | ECPG higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | -1.7% | ECPG higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 1.28 | 1.19 | |
| 1-year return as of 2026-10-08 close | +134.5% | -2.2% | ECPG higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.