EFX vs LPRO
EFX: Equifax is a global data, analytics, and technology company that provides credit reporting, identity verification, and risk management solutions to financial institutions, employers, and consumers. LPRO: Open Lending provides an automated risk management and insurance-backed lending platform that helps financial institutions profitably originate loans to near-prime and non-prime auto borrowers.
Side-by-side fundamentals
| Metric | EFX | LPRO | Edge |
|---|---|---|---|
| Price | $145.54 | $3.14 | |
| Market cap | $17.1B | $371M | |
| P/E as of 2026-10-08 | 25.57 | n/a | |
| Net margin FY2025, SEC XBRL | +10.9% | -4.5% | EFX higher |
| Gross margin FY2025, SEC XBRL | n/a | +76.9% | |
| Operating margin FY2025, SEC XBRL | +18.0% | -5.4% | EFX higher |
| ROE FY2025, SEC XBRL | +14.3% | -5.7% | EFX higher |
| ROA FY2025, SEC XBRL | +5.6% | -1.8% | EFX higher |
| Debt / equity as of 2026-09-03 | 1.25 | 1.10 | LPRO lower |
| Revenue growth (YoY) as of 2026-09-03 | +10.3% | +405.4% | LPRO higher |
| Revenue CAGR (3y) SEC XBRL | +5.8% | -19.6% | EFX higher |
| Dividend yield as of 2026-09-03 | +1.4% | n/a | |
| Dividend streak (yrs) SEC XBRL | 18 | 0 | EFX higher |
| Beta as of 2026-09-03 | 0.93 | 1.38 | |
| 1-year return | -39.3% | +39.6% | LPRO higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.