ENVA vs RM
ENVA: Enova provides technology-enabled, data-driven online financial services specifically tailored for non-prime consumers and small businesses. RM: Regional Management is a consumer finance company providing installment loans and related credit insurance products to underserved borrowers who have limited access to traditional banking services.
Side-by-side fundamentals
| Metric | ENVA | RM | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $182.59 | $33.92 | |
| Market cap | $4.5B | $313M | |
| P/E as of 2026-10-08 | 13.55 | 7.15 | RM lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | 0.59 | n/a | |
| Net margin FY2025, SEC XBRL | +9.8% | +6.9% | ENVA higher |
| Gross margin FY2025, SEC XBRL | +58.1% | n/a | |
| Operating margin FY2025, SEC XBRL | +23.5% | n/a | |
| ROE FY2025, SEC XBRL | +23.1% | +11.9% | ENVA higher |
| ROA FY2025, SEC XBRL | +4.8% | +2.1% | ENVA higher |
| Debt / equity as of 2026-09-03 | 3.35 | 4.42 | ENVA lower |
| Revenue growth (YoY) as of 2026-09-03 | +22.5% | +9.6% | ENVA higher |
| Revenue CAGR (3y) SEC XBRL | +22.0% | +8.4% | ENVA higher |
| Dividend yield as of 2026-09-02 | n/a | +3.8% | |
| Dividend streak (yrs) SEC XBRL | 2 | 6 | RM higher |
| Beta as of 2026-09-03 | 1.40 | 1.06 | |
| 1-year return as of 2026-10-08 close | +68.7% | -13.0% | ENVA higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.