ESNT vs MTG
ESNT: Essent Group is a leading provider of private mortgage insurance and credit risk management solutions that facilitate homeownership and secondary mortgage market liquidity. MTG: MGIC Investment Corporation provides critical private mortgage insurance to help lenders mitigate risk and facilitate home ownership for low down-payment borrowers.
Side-by-side fundamentals
| Metric | ESNT | MTG | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $65.06 | $29.04 | |
| Market cap as of 2026-07-23 | $6.0B | $6.1B | |
| P/E as of 2026-07-23 | 8.79 | 8.55 | MTG lower |
| PEG as of 2026-07-23 | 2.58 | 6.48 | ESNT lower |
| Net margin as of 2026-07-23 | +53.6% | +59.6% | MTG higher |
| Operating margin as of 2026-07-23 | +66.8% | +77.7% | MTG higher |
| ROE as of 2026-07-23 | +12.0% | +14.0% | MTG higher |
| ROA as of 2026-07-23 | +9.3% | +10.9% | MTG higher |
| Debt / equity as of 2026-07-23 | 0.09 | 0.13 | ESNT lower |
| Revenue growth (YoY) as of 2026-07-23 | +1.4% | -1.2% | ESNT higher |
| Revenue CAGR (3y) SEC XBRL | +8.0% | +1.1% | ESNT higher |
| Dividend yield as of 2026-07-23 | +2.1% | +2.1% | ESNT higher |
| Dividend streak (yrs) SEC XBRL | 5 | 1 | ESNT higher |
| Beta as of 2026-07-23 | 0.76 | 0.66 | |
| 1-year return as of 2026-07-22 close | +17.0% | +12.9% | ESNT higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.