ESNT vs NMIH
ESNT: Essent Group is a leading provider of private mortgage insurance and credit risk management solutions that facilitate homeownership and secondary mortgage market liquidity. NMIH: A specialized private mortgage insurer that provides credit enhancement for residential mortgages, supporting accessibility to homeownership.
Side-by-side fundamentals
| Metric | ESNT | NMIH | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $65.96 | $44.30 | |
| Market cap as of 2026-08-03 | $6.1B | $3.3B | |
| P/E as of 2026-08-03 | 9.40 | 9.01 | NMIH lower |
| PEG as of 2026-08-03 | 1.89 | 1.68 | NMIH lower |
| Net margin as of 2026-08-03 | +53.6% | +53.8% | NMIH higher |
| Operating margin as of 2026-08-03 | +66.8% | +72.8% | NMIH higher |
| ROE as of 2026-08-03 | +12.0% | +15.2% | NMIH higher |
| ROA as of 2026-08-03 | +9.3% | +10.2% | NMIH higher |
| Debt / equity as of 2026-08-03 | 0.09 | 0.16 | ESNT lower |
| Revenue growth (YoY) as of 2026-08-03 | +1.4% | +7.3% | NMIH higher |
| Revenue CAGR (3y) SEC XBRL | +8.0% | +10.5% | NMIH higher |
| Dividend yield as of 2026-08-03 | +2.1% | n/a | |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-08-03 | 0.46 | 0.55 | |
| 1-year return as of 2026-07-31 close | +17.8% | +18.7% | NMIH higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.