GCBC vs NBTB
GCBC: A regional bank holding company providing community-focused commercial and retail banking services in New York. NBTB: NBT Bancorp is a regional financial holding company providing comprehensive commercial banking, insurance, and wealth management services.
Side-by-side fundamentals
| Metric | GCBC | NBTB | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $33.42 | $52.65 | |
| Market cap as of 2026-08-03 | $569M | $2.7B | |
| P/E as of 2026-08-03 | 13.89 | 12.88 | NBTB lower |
| PEG as of 2026-08-03 | 0.44 | 0.27 | NBTB lower |
| Net margin as of 2026-08-03 | +39.6% | +24.1% | GCBC higher |
| Operating margin as of 2026-08-03 | +45.8% | +31.0% | GCBC higher |
| ROE as of 2026-08-03 | +15.6% | +11.3% | GCBC higher |
| ROA as of 2026-08-03 | +1.3% | +1.3% | NBTB higher |
| Debt / equity as of 2026-08-03 | 0.11 | 0.24 | GCBC lower |
| Revenue growth (YoY) as of 2026-08-03 | +36.4% | +32.1% | GCBC higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +6.7% | |
| Dividend yield as of 2026-08-03 | +1.3% | +3.0% | NBTB higher |
| Dividend streak (yrs) SEC XBRL | 4 | 5 | NBTB higher |
| Beta as of 2026-08-03 | 0.40 | 0.76 | |
| 1-year return as of 2026-07-27 close | +33.0% | +27.2% | GCBC higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.