GCBC vs NBTB
GCBC: A community-focused, federally chartered bank holding company serving individuals, businesses, and municipalities in New York. NBTB: NBT Bancorp is a regional financial holding company providing full-service commercial banking, wealth management, and retirement services to individual and business clients in the Northeast.
Side-by-side fundamentals
| Metric | GCBC | NBTB | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $34.34 | $50.53 | |
| Market cap | $585M | $2.6B | |
| P/E as of 2026-10-08 | 14.25 | 12.36 | NBTB lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2026 | 1.42 | n/a | |
| Net margin FY2025, SEC XBRL | n/a | +92.5% | |
| ROE | +14.8% | +8.9% | GCBC higher |
| ROA | +1.3% | +1.1% | GCBC higher |
| Debt / equity as of 2026-09-03 | 0.11 | 0.24 | GCBC lower |
| Revenue growth (YoY) as of 2026-09-03 | +36.4% | +32.1% | GCBC higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +6.7% | |
| Dividend yield as of 2026-09-03 | +1.2% | +3.1% | NBTB higher |
| Dividend streak (yrs) SEC XBRL | 5 | 9 | NBTB higher |
| Beta as of 2026-09-03 | 0.54 | 0.74 | |
| 1-year return as of 2026-10-08 close | +51.6% | +22.8% | GCBC higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.