GDOT vs XYZ
GDOT: Financial services and fintech platform providing Banking-as-a-Service (BaaS) infrastructure, consumer banking products, and money movement solutions. XYZ: Block is a fintech platform enabling sellers and consumers to accept payments, access financial services, and manage money through integrated Square and Cash App ecosystems.
Side-by-side fundamentals
| Metric | GDOT | XYZ | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $13.29 | $77.46 | |
| Market cap as of 2026-07-23 | $758M | $48.2B | |
| P/E as of 2026-07-23 | n/a | 59.76 | |
| PEG as of 2026-07-23 | -0.01 | n/a | |
| Net margin as of 2026-07-23 | -3.3% | +3.3% | XYZ higher |
| Gross margin as of 2026-07-23 | n/a | +44.9% | |
| Operating margin as of 2026-07-23 | +1.0% | +4.9% | XYZ higher |
| ROE as of 2026-07-23 | -7.7% | +3.6% | XYZ higher |
| ROA as of 2026-07-23 | -1.2% | +2.1% | XYZ higher |
| Debt / equity as of 2026-07-23 | 5.41 | 0.36 | XYZ lower |
| Revenue growth (YoY) as of 2026-07-23 | +19.0% | +2.3% | GDOT higher |
| Revenue CAGR (3y) SEC XBRL | +12.8% | +11.3% | GDOT higher |
| Beta as of 2026-07-23 | 0.81 | 2.55 | |
| 1-year return as of 2026-07-22 close | +29.4% | -2.3% | GDOT higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.