IBCP vs MBWM
IBCP: A Michigan-based regional bank holding company providing commercial, retail, and mortgage banking services with a focus on regional market growth. MBWM: A community-focused commercial and retail banking institution providing diversified financial services to businesses and individuals in Michigan.
Side-by-side fundamentals
| Metric | IBCP | MBWM | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $35.76 | $58.20 | |
| Market cap | $794M | $1.0B | |
| P/E as of 2026-10-08 | 10.38 | 10.24 | MBWM lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | 3.19 | 0.82 | MBWM lower |
| Net margin FY2025, SEC XBRL | +213.7% | n/a | |
| ROE FY2025, SEC XBRL | +13.6% | +12.2% | IBCP higher |
| ROA FY2025, SEC XBRL | +1.2% | +1.3% | MBWM higher |
| Debt / equity as of 2026-09-03 | 0.08 | 0.51 | IBCP lower |
| Revenue growth (YoY) as of 2026-09-03 | +46.1% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +0.5% | n/a | |
| Dividend yield as of 2026-09-03 | +3.1% | +2.7% | IBCP higher |
| Dividend streak (yrs) SEC XBRL | 12 | 12 | Tie |
| Beta as of 2026-09-03 | 0.72 | 0.81 | |
| 1-year return as of 2026-10-08 close | +14.8% | +28.9% | MBWM higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.