IBCP vs RMBI
IBCP: A Michigan-based regional bank holding company providing commercial, retail, and mortgage banking services with a focus on regional market growth. RMBI: A community banking organization providing localized financial services, recently expanded through the strategic merger with Farmers Bancorp.
Side-by-side fundamentals
| Metric | IBCP | RMBI | Edge |
|---|---|---|---|
| Price as of 2026-10-09 close | $35.37 | $15.32 | |
| Market cap | $785M | $257M | |
| P/E as of 2026-10-09 | 10.27 | 12.17 | IBCP lower |
| PEG as of 2026-10-09, 3-year EPS CAGR to FY2025 | 3.15 | n/a | |
| Net margin FY2025, SEC XBRL | +213.7% | n/a | |
| ROE FY2025, SEC XBRL | +13.6% | +7.9% | IBCP higher |
| ROA FY2025, SEC XBRL | +1.2% | +0.8% | IBCP higher |
| Debt / equity as of 2026-09-03 | 0.08 | 0.01 | RMBI lower |
| Revenue growth (YoY) as of 2026-09-03 | +46.1% | +12.9% | IBCP higher |
| Revenue CAGR (3y) SEC XBRL | +0.5% | n/a | |
| Dividend yield as of 2026-09-03 | +3.1% | +3.8% | RMBI higher |
| Dividend streak (yrs) SEC XBRL | 12 | 4 | IBCP higher |
| Beta as of 2026-09-03 | 0.71 | 0.39 | |
| 1-year return as of 2026-10-09 close | +13.3% | +9.2% | IBCP higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.