INBK vs LOB
INBK: A pioneer in digital banking, First Internet Bancorp provides a nationwide, branchless platform for commercial and consumer financial services, enhanced by strategic fintech partnerships and a robust SBA lending program. LOB: A technology-driven bank holding company specializing in national small business lending and deposit gathering, primarily through SBA and USDA-guaranteed loan programs.
Side-by-side fundamentals
| Metric | INBK | LOB | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $29.46 | $42.80 | |
| Market cap as of 2026-08-03 | $257M | $2.0B | |
| P/E as of 2026-08-03 | n/a | 15.68 | |
| PEG as of 2026-08-03 | n/a | 0.11 | |
| Net margin as of 2026-08-03 | +10.5% | +13.5% | LOB higher |
| Operating margin as of 2026-08-03 | +8.1% | +14.9% | LOB higher |
| ROE as of 2026-08-03 | -9.2% | +10.5% | LOB higher |
| ROA as of 2026-08-03 | -0.6% | +0.9% | LOB higher |
| Debt / equity as of 2026-08-03 | 0.29 | 0.08 | LOB lower |
| Revenue growth (YoY) as of 2026-08-03 | +50.5% | +59.6% | LOB higher |
| Dividend yield as of 2026-08-03 | +0.8% | +0.3% | INBK higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-03 | 1.16 | 1.21 | |
| 1-year return as of 2026-07-31 close | +34.3% | +35.4% | LOB higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.