JKHY vs PAY
JKHY: Jack Henry & Associates is a leading provider of core banking technology and digital payment solutions empowering community-focused financial institutions. PAY: Paymentus is a leading provider of cloud-based bill presentment and payment solutions that streamline how organizations receive and process consumer payments.
Side-by-side fundamentals
| Metric | JKHY | PAY | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $149.05 | $31.92 | |
| Market cap | $10.5B | $4.0B | |
| P/E as of 2026-10-08 | 20.84 | 48.60 | JKHY lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2026 | 1.79 | n/a | |
| Net margin | +19.8% | +5.6% | JKHY higher |
| Gross margin FY2025, SEC XBRL | n/a | +24.8% | |
| Operating margin | +25.0% | +6.3% | JKHY higher |
| ROE | +24.5% | +11.9% | JKHY higher |
| ROA | +16.0% | +10.0% | JKHY higher |
| Debt / equity as of 2026-09-02 | 0.04 | 0.00 | PAY lower |
| Revenue growth (YoY) as of 2026-09-02 | +8.4% | +30.2% | PAY higher |
| Revenue CAGR (3y) SEC XBRL | +7.0% | +34.0% | PAY higher |
| Dividend yield as of 2026-09-02 | +1.6% | n/a | |
| Dividend streak (yrs) SEC XBRL | 14 | 0 | JKHY higher |
| Beta as of 2026-09-02 | 0.23 | 1.10 | |
| 1-year return as of 2026-10-08 close | -0.3% | -0.1% | PAY higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.