LDI vs PFSI
LDI: loanDepot is a technology-focused mortgage originator and servicer helping homeowners access liquidity through diverse lending channels and proprietary digital underwriting. PFSI: PennyMac Financial Services is a leading U.S. mortgage originator and servicer that manages a large portfolio of mortgage servicing rights and provides investment management for mortgage-focused REITs.
Side-by-side fundamentals
| Metric | LDI | PFSI | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $0.6183 | $61.34 | |
| Market cap | $209M | $3.2B | |
| P/E as of 2026-10-08 | n/a | 8.44 | |
| Net margin FY2025, SEC XBRL | n/a | +2491.9% | |
| ROE FY2025, SEC XBRL | -16.2% | +11.6% | PFSI higher |
| ROA FY2025, SEC XBRL | -0.9% | +1.7% | PFSI higher |
| Debt / equity as of 2026-09-02 | 25.16 | 3.55 | PFSI lower |
| Revenue growth (YoY) as of 2026-09-02 | +7.3% | +17.0% | PFSI higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +17.5% | |
| Dividend yield as of 2026-09-02 | +18.9% | +1.8% | LDI higher |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-09-02 | 1.05 | 0.63 | |
| 1-year return as of 2026-10-08 close | -80.5% | -47.8% | PFSI higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.