LOB vs MBIN
LOB: A technology-driven bank holding company specializing in national small business lending and deposit gathering, primarily through SBA and USDA-guaranteed loan programs. MBIN: Diversified bank holding company specializing in multi-family and healthcare facility mortgage banking, warehouse lending, and community banking with a national originate-to-sell model.
Side-by-side fundamentals
| Metric | LOB | MBIN | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $41.05 | $48.13 | |
| Market cap as of 2026-07-23 | $1.9B | $2.2B | |
| P/E as of 2026-07-23 | 15.04 | 9.69 | MBIN lower |
| PEG as of 2026-07-23 | 0.16 | n/a | |
| Net margin as of 2026-07-23 | +13.5% | n/a | |
| Operating margin as of 2026-07-23 | +14.9% | n/a | |
| ROE as of 2026-07-23 | +10.5% | +10.1% | LOB higher |
| ROA as of 2026-07-23 | +0.9% | +1.2% | MBIN higher |
| Debt / equity as of 2026-07-23 | 0.08 | 0.18 | LOB lower |
| Revenue growth (YoY) as of 2026-07-23 | +59.6% | n/a | |
| Dividend yield as of 2026-07-23 | +0.3% | +0.9% | MBIN higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 1.90 | 1.18 | |
| 1-year return as of 2026-07-22 close | +30.8% | +38.1% | MBIN higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.