LOB vs WAL
LOB: Live Oak Bancshares is a technology-forward bank holding company focused on providing specialized small business lending and national digital banking services. WAL: A commercially-focused bank holding company providing specialized financial services to businesses and mortgage market participants.
Side-by-side fundamentals
| Metric | LOB | WAL | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $34.57 | $75.50 | |
| Market cap | $1.6B | $8.2B | |
| P/E as of 2026-10-08 | 11.50 | 8.36 | WAL lower |
| Net margin FY2025, SEC XBRL | n/a | +713.5% | |
| ROE FY2025, SEC XBRL | +8.5% | +12.7% | WAL higher |
| ROA FY2025, SEC XBRL | +0.7% | +1.0% | WAL higher |
| Debt / equity as of 2026-09-03 | 0.08 | 0.33 | LOB lower |
| Revenue growth (YoY) as of 2026-09-03 | +59.6% | +69.9% | WAL higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +45.5% | |
| Dividend yield as of 2026-09-03 | +0.3% | +2.1% | WAL higher |
| Dividend streak (yrs) SEC XBRL | 10 | 5 | LOB higher |
| Beta as of 2026-09-03 | 1.19 | 1.46 | |
| 1-year return as of 2026-10-08 close | -3.5% | -8.3% | LOB higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.