MTB vs SHBI
MTB: Regional bank with $214B in assets, serving consumers and mid-market businesses across the Northeast and Mid-Atlantic with retail banking, commercial lending, and wealth management. SHBI: The largest independent community bank headquartered on the Eastern Shore of Maryland, offering a comprehensive range of commercial and personal financial services.
Side-by-side fundamentals
| Metric | MTB | SHBI | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $245.97 | $22.90 | |
| Market cap as of 2026-07-27 | $36.2B | $790M | |
| P/E as of 2026-07-27 | 11.93 | 12.57 | MTB lower |
| PEG as of 2026-07-27 | 1.19 | 0.51 | SHBI lower |
| Net margin as of 2026-07-27 | +30.7% | n/a | |
| Operating margin as of 2026-07-27 | +40.6% | n/a | |
| ROE as of 2026-07-27 | +10.7% | +10.8% | SHBI higher |
| ROA as of 2026-07-27 | +1.4% | +1.0% | MTB higher |
| Debt / equity as of 2026-07-27 | 0.65 | 0.15 | SHBI lower |
| Revenue growth (YoY) as of 2026-07-27 | +86.2% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +2.8% | +10.8% | SHBI higher |
| Dividend yield as of 2026-07-27 | +2.4% | +2.4% | SHBI higher |
| Dividend streak (yrs) SEC XBRL | 4 | 5 | SHBI higher |
| Beta as of 2026-07-27 | 0.58 | 0.82 | |
| 1-year return as of 2026-07-23 close | +28.9% | +47.1% | SHBI higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.