NNI vs SOFI
NNI: A diversified financial services and education technology holding company that bridges the gap between student loan servicing, specialized payment platforms, and private banking. SOFI: An all-in-one digital financial services platform that helps members borrow, save, spend, invest and protect their money through an integrated mobile app, while also offering fintech infrastructure to enterprise clients.
Side-by-side fundamentals
| Metric | NNI | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $132.60 | $17.07 | |
| Market cap as of 2026-07-23 | $4.8B | $21.9B | |
| P/E as of 2026-07-23 | 11.49 | 37.95 | NNI lower |
| PEG as of 2026-07-23 | 0.10 | 0.96 | NNI lower |
| Net margin as of 2026-07-23 | +20.8% | -19.8% | NNI higher |
| Gross margin as of 2026-07-23 | +64.9% | n/a | |
| Operating margin as of 2026-07-23 | +24.8% | -19.9% | NNI higher |
| ROE as of 2026-07-23 | +11.4% | +6.3% | NNI higher |
| ROA as of 2026-07-23 | +3.0% | +1.2% | NNI higher |
| Debt / equity as of 2026-07-23 | 2.53 | 0.17 | SOFI lower |
| Revenue growth (YoY) as of 2026-07-23 | -0.6% | +205.5% | SOFI higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +18.0% | |
| Dividend yield as of 2026-07-23 | +1.0% | +0.0% | NNI higher |
| Dividend streak (yrs) SEC XBRL | 2 | 0 | NNI higher |
| Beta as of 2026-07-23 | 0.78 | 2.22 | |
| 1-year return as of 2026-07-22 close | +10.1% | -18.6% | NNI higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.