NPB vs PFSI
NPB: Northpointe Bancshares is a technology-enabled, mortgage-focused bank holding company providing nationwide warehouse financing and retail residential lending services. PFSI: PennyMac Financial Services is a leading U.S. mortgage originator and servicer that manages a large portfolio of mortgage servicing rights and provides investment management for mortgage-focused REITs.
Side-by-side fundamentals
| Metric | NPB | PFSI | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $15.69 | $61.34 | |
| Market cap | $543M | $3.2B | |
| P/E as of 2026-10-08 | 6.24 | 8.44 | NPB lower |
| PEG as of 2026-10-08, 2-year EPS CAGR to FY2025 | 0.12 | n/a | |
| Net margin FY2025, SEC XBRL | n/a | +2491.9% | |
| ROE FY2025, SEC XBRL | +14.7% | +11.6% | NPB higher |
| ROA FY2025, SEC XBRL | +1.2% | +1.7% | PFSI higher |
| Debt / equity as of 2026-09-03 | 0.20 | 3.55 | NPB lower |
| Revenue growth (YoY) as of 2026-09-02 | n/a | +17.0% | |
| Revenue CAGR (3y) SEC XBRL | n/a | +17.5% | |
| Dividend yield as of 2026-09-03 | +0.7% | +1.8% | PFSI higher |
| Dividend streak (yrs) SEC XBRL | 3 | 4 | PFSI higher |
| Beta as of 2026-09-03 | 0.69 | 0.63 | |
| 1-year return as of 2026-10-08 close | -10.6% | -47.8% | NPB higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.